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We can offer you a couple of options \"Dr. Kenton said. \"Whatever will make the

ID: 100508 • Letter: W

Question

We can offer you a couple of options "Dr. Kenton said. "Whatever will make the pain stay away, Ball said. "We can do coronary artery bypass surgery. Two are involved, so for you it would be a double hypes." "This isn't something experimental?" "No, it's a well-established procedure with a god safety record. About 80 percent who have get rid of their angina." "I don't much like the idea of being opened but I' d do most anything to stop those chest pales." "The other option is that we can treat you medically. We can try you on some drugs and shift your diet, and monitor the results. People we treat this way do a bit better in terms of life expectancy than those treated surgically. That's misleading, though, because those who surgery usually have worse cases of the " "What about the angina pains?" Czahz asked. " There's the problem. Medical treatment can do about the pains, but it's not as effective as surgery." "Do you have any insurance other than the Basic Care policy?" Kenton asked. "That's all I have." Czahz shrugged. "I never saw the need for more." "Now you will." Kenton sighed. "Basic Care won't cover the cost of bypass surgery. It's an optional procedure under the HHS guidelines, and they won't kick in the extra money to pay for it." "So I have to make up the difference myself?" "Right, "Kenton said. "You'd have to come up with about fifteen thousand in cash." "Dr. Kenton, there's no way I can do that." "Okay, then. I just wanted you to know what the possibilities were. We can put you or a treatment program, and I'm sure you'll do just fine." "But what about the angina pain? "We'll do what we can." Kenton said. Some critics of the ACA have promoted" strophic care for everyone" as a cheaper alternative. But such basic packages often decline to cover or charge high co-insurance for some effective but expensive treatments. (The same criticism has been leveled at some of the cheaper plans offered on the ACA exchanges.) If it is not economically feasible to guarantee the best possible care for everyone, would it be better to provide no care to some who cannot pay, deny the best treatment to some who can pay, or offer several "tiers" of insurance, as does the ACA? Is a multi-tiered health care system compatible with a single-payer system? What are the advantages and disadvantages of each approach?

Explanation / Answer

Answer:

1) Catastrophic care for everyone as a cheaper alternative:

Affordable Care Atc (ACA) catastrophic care plans have high deductible medical expenses. There are multiple tier options that can be availed with a health plan. Since it is economically not feasible to guarantee the best possible care to everyone. Therefore, a different approach might help. First before opting for this plan one should check:

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