1. If a wealthy person chooses to spend large sums of money to increase the prob
ID: 1137533 • Letter: 1
Question
1. If a wealthy person chooses to spend large sums of money to increase the probability of surviving and ordinarily fatal disease, should the rest of society object?
2.What does it mean to be on the flat of the curve in healthcare provision? Why do some argue that the united states is on the flat of the curve? Why is this not an issue in a developing country?
3. in what ways is healthcare an investment? In what sense is it pure consumption?
4. What is the marginal contribution of medical care to the production of health in the United States? Will spending more money on medical care improve the health of Americans, or is there another strategy? How would your answer change if you were studying health in a less developed country?
5. What has been the role of public health measures in improving the health status of the population? How can a less developed country spend its limited health budget to maximize outcomes? Should policy makers focus on expanding medical resources or focus on improving the water supply and and wastewater removal?
Explanation / Answer
1) In such a case I think the rest of the society will object because it is obvious that the probability of a person with a fatal disease is very low for the person to survive.
On the other hand if the person with a fatal disease was someone who is very close to our heart say for example like our parents,siblings, near and dear ones etc we will try our best to save them no matter what it takes to do it.
2) Flat of a curve normally refers to a phenomenon where the cost of health care continue to increase while the health outcomes remains the same.
According to this definition the united states practices (flat of the curve medicine) since the national health expenditures has been increasing very steadi with no significant health improvement for the population (schoder and zweifel 2011)
Looking at a curve in this light suggest that there is excessive waste in the system that should be eliminated and also identify interventions which leads to no documented improvement in health outcomes should decrase the overall health cost
But, however the fact that we are really spending increased amounts with no improvements may even mean that we are not adequately addressing the root causes of many of the most common health condition . What the close examination of this curve reveals is that while we may be spending more with no increase in life expectancy we may even be decreasing the variability of health outcomes . There are few studies how a medical interventions may reduce uncertainty of outcomes and how this may lead to health benefits especially for the uninsured .
Health insurance is one of the many factors that drive up health care costs although the growth in national health spending has remained fairly stable for the past 4 years increasing by 3.6-3.8%.
3) If the cost of hospitalization have increased to a large extent, then think about the medecial procedures?? Wouldn't they be high as well?? Can you take all these expenses yourselves??
Well, as we all know that the medical inflation is forever on the rise which obiously increases medical costs which the increase in medical cost steadily or un steadily deplit your wealth and savings .
Now the question arrises
What is the point in creating all those invesments if you don't have a health plan to protect them from being depleted??
Well, a health insurance plan is obviously designed in such a way to take care of all these increasing medical expenses . By paying such expenses the plan protects your savings from being drained out in case of a medical emergency
4) Health care system in America is complicated. Doctors, hospitals, insurance and drug company ,it can be hard to navigate all the moving parts of health care and it's even harder if you are trying to do when you are sick . The statistics can give us a broad understanding of the social and cultural forces which effects health, but for the average American making choices about health care , the questions that matters most are of the practical ones afterglow when you are running a fever the most important question is where can you find the doctor to make you better and then after the fever has gone down and you get the bill your question might become how do I pay for this . It's easier to answer these questions how the us structures and finances is held .
Now let's get started
Let start with the basic of the health care systems in the united states
Health care is played in different sectors . The private , the public and the voluntary sectors . Public and private sectors supply insurance and Cate to most Americans , in the private sector around 56% of patients pay from the insurance that they get primarily through their employee.there are also public health insurance plans for vulnerable groups like medical care which covers elderly Americans and medicate which covers American below a certain proverty. The Government also provides health care to things like the hospitals and provide health care for people in prison .
The voluntary sector is different that includes charitable organizations that do health research and provides free or low cost health surgery services like the Americans American cancer association . So with all of these options available what determines how easy or hard it might be to get excess to health care. In 1981 the two professor's of the university of Michigan came up with they called the 5 ways of health care access
1) Availability
2) Accessibility
3) Accomodation
4) Acceptability
5) Affordability
The US also relies on a third party system, which means medical cost are paid through a third party like a commercial insurance party that is responsible for paying the doctor on behalf of the patient .
An insurance premium is the amount you pay to the insurance company each month so that you can keep your coverage.
A detuctable portion of the health care cost that you are responsible for yourself before kicks in.Most insurance offer lower monthly premiums if you accept the higher detuctable so it's kind of a trade off . Do you want to pay more per month and don't have to worry about meeting the doctors or you would rather pay less in a month and worry later when paying with more expensive medical bills . Health insurance exist to protect us from health uncertainty we don't know if we will get sick or how expensive being sick will be making it preety much impossible to save it enough amount of money against the possibility of a very costly illness .
5) Firstly , understanding public health is really important for any health care practise
1) public health is created with adding 25 years to human life
2) Public health helps in preventing the onset of disease
3) Some notable public health achievements
A- vaccines ( small pox)
B- Healthier working conditions (sanitation)
C- Sunscreen, washing hands, showering
Well, in a less developed country , the policy makers related to health care should make all the possible efforts and keeping in mind of the fact that since it's a developing country the economy is unlike that the united states which pays huge insurance.
Yes, according to me I strongly feel that the policy makers should focus on expanding medical resources on importing the water supply and the wastewater removal.
This will intact create a pisitive vibe towards a better health for the good of the nation as a whole.
Thank you :)
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