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1.) You have just bought (on margin) 100 shares of IBM Corp. common stock for $1

ID: 1186852 • Letter: 1

Question

1.) You have just bought (on margin) 100 shares of IBM Corp. common stock for $108 per share. One year from now you expect to sell the stock for $140. The interest charge will be 9%. What return do you expect to earn on your investment? (Show all work. Ignore commissions.)

2.) You have the chance to buy either one of two bonds. The first is a tax-free municipal with a coupon yield of 6.5%. The second is a corporate bond with a yield of 8.5%. Both bonds are rated AA. Your tax rate is 28%. Which would you choose and why? (Show all work.)

I'd greatly appreciate the feedback from you all on these questions. I love learning off of what you all have to say!!!! :D

Explanation / Answer

  1) Answer is as follows:

Total Share Price of 100 Share @ $108 = 108 x 100 = 10800

Interest on holding the amount =      10800 x 9   =          972  

              100

Total Cost of the Shares for one year = 10800 + 972 = $11772

Selling price of the shares @ $140 = 140 x 100 = $14000

Total Return on the investment = 14000-11772 = $2228

Percentage Return =   2228 x 100    = 18.92 %

11772

2) Answer is as follows:

For Tax Free municipal Corp Bond with

Coupon Rate of 6.5 (if paid 100 per Share)         = 6.5 x 100 = 6.5

  100        

For Corporate Bonds with Coupon Rate of 8.5 (if paid 100 per Share)

= 8.5 x 100 = 8.5

100

                                                                Income Tax = 8.5 x 28 = 2.38

                                                  100

Net Income on Corporate Bonds = 8.5-2.38 = 6.12

Conclusion :       Therefore we may see that return on municipal Corp Bond is More Therefore We may Choose the Tax Free Municipal Corp Bond with Coupon Rate 6.5

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