Business Jennifer Cushman has a permanent residence in Pennsylvania but attended

Question

Business Jennifer Cushman has a permanent residence in Pennsylvania but attended college in Vermont. In the summer o1 1993, an unknown person, possibly a member of her household in Philadelphia, applied under Ms. Cushman's name for credit cards from three credit grantors: American Express (Amex). Citibank Visa, and Chase Manhattan Bank. The person provided the credit grantors with Ms. Cushman's Social security number, address, and other identifying information Credit cards were issued to that person in Ms. Cushman's name, and that person accumulated balances totaling approximately $2,400 on the cards between June 1993 and April 1994. AH this occurred without Ms Cushman's knowledge. In August 1994, an unidentified bill collector informed Ms Cushman that Trans Union (TUC) was publishing a consumer credit report indicating that she was delinquent on payments to these three credit grantors. Ms. Cushman notified TUC that she had not applied for or used the three credit cards in question and suggested that a third party had fraudulently applied tor and obtained the cards In response, a TUC clerk called American Express (Amex) and Chase to i inquire whether the verifying information (such as Ms. Cushman s name, Social Security number, and address) m Amex's and Chase's records matched the information in the TUC report The TUC Clerk also asked if Ms Cushman had opened a fraud investigation with (he credit grantors. Because the information matched. and Decease Ms Cushman had no! opened a fraud

Explanation / Answer

TUC did violate the law. The law suggests that each and every corner of possibility should be properly investigated. Such thing was not done, since the handwriting comparison is missing.

Clerks of TUC used to get $7.50 per hour. Since the payment is based on per-hour, it would be their general tendency to perform more and more investigation within an hour to earn more. This might be the cause of neglecting such important investigating area, which is handwriting comparison.

Related Questions

Navigate

• Browse (All)
• Browse B
• Subjects

---

---

Integrity-first tutoring: explanations and feedback only — we do not complete graded work. Learn more.