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you open a savings account to save for retirement. everymonth you put in $100 wh

ID: 1248858 • Letter: Y

Question

you open a savings account to save for retirement. everymonth you put in $100 which pays 8% interest compoundedmonthly. at the end of each year you recieve a $500 bonuswhich you place directly into your account. ? how much is in this account after 40 years? you open a savings account to save for retirement. everymonth you put in $100 which pays 8% interest compoundedmonthly. at the end of each year you recieve a $500 bonuswhich you place directly into your account. ? how much is in this account after 40 years?

Explanation / Answer

40*12 = 480

?

40 years

Using Excel FutureValue function: Calculating Future Value of the SavingsAmount: Monthly Payment (PMT) $100 Interest rate Compounded Monthly(Rate) 8% Number of Years (Nper)

40*12 = 480

Future Value (FV)

?

Future Value of your savings $349,100.78 Calculating Future Value of the BonusAmount: Bonus Amount received (PMT) $500 Interest rate (Rate) 8% Number of years(Nper)

40 years

Future Value of your bonus amount $129,528.26 Total Amount in your Account after 40years $478,629.04 ($349,100.78 + $129,528.26)