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Explanation / Answer

Your PayPal account doesn’t have an account number or a routing number. Your account is identified by the email address that you log in with. You can’t send or receive money until you confirm this email address. After you confirm your email address you can send and receive money and add and withdraw money to your PayPal balance.

At this time direct deposit into a PayPal account isn’t available, however you can set up direct deposit to a PayPal Prepaid MasterCard.

If you don’t remember your log in email address, click Log in on any PayPal page and click Having trouble logging in? so we can help you locate your log in credentials.

How do I find my PayPal Credit account number?

Here’s how to find your PayPal Credit account number:

I don't have a PayPal account. Why did I get an email from PayPal that I received a payment?

PayPal is an account-based system that allows members to send online payments to anyone with an email address or mobile number.

If you received a payment notification from PayPal, someone may have sent a payment to you. You can accept the payment by clicking Sign Up at the top right of any PayPal web page. Should the recipient not already have a PayPal account, they must create a PayPal account to accept the payment or the amount will be refunded to the sender.

If you feel you have received a suspicious PayPal email, please report it to us right away.

What is the maximum amount I can send with my PayPal account?

You can send up to $10,000 in a single transaction.

If you don't have a PayPal account, you can send a one-time payment of up to $4,000.

If you don't have a PayPal account and live outside the U.S., the maximum amount you can send depends on your currency:

I forgot my password. How do I reset it?

If you've forgotten your PayPal password but you remember your email address, follow these steps to regain access to your account:

How do I report a fake PayPal email or website?

If you think you’ve received a suspicious email or have been directed to a fake website, forward it to spoof@paypal.com and we’ll investigate it for you. After you send us the email, delete it from your inbox. If you clicked on any links or downloaded any attachments within the suspicious email or website, log into your account and view your transactions. It’s also a good idea to change your password.

To report SPAM SMS messages, forward them to ‘7726’ (which is the keys for SPAM on most phones). Check with your service provider to find out if this service is supported or you can read more about the service on the GSMA website.

To view all your transactions and activity, log in to your PayPal account and check your recent activity. If you see any unauthorized transactions, go to the Resolution Center to report it.

Why should I link my PayPal Credit account to my PayPal account, and how do I link them?

Linking your accounts helps you get the most from PayPal Credit. Here’s why:

Want to link your accounts today? It’s easy! Here are some ways to link your PayPal Credit and PayPal accounts:

How do I avoid paying any interest on purchases I make using PayPal Credit’s promotional financing options?

To avoid interest charges, pay your promotional balances in full before the expiration date. The easiest way to track this information is to review the “Promotional purchases” section of your online statement. You can also check the current balance in the “Deferred Interest Summary” section of your paper statement.

Here's how to review your promotional purchases online.

How do I return a PayPal Credit purchase?

If you need to return a PayPal Credit purchase, please work directly with the store or merchant you purchased from. PayPal Credit doesn’t accept returned items. We suggest you check the store’s website for a return policy, or contact the store’s customer service team.

How do I avoid paying any interest on purchases I make using PayPal Credit’s promotional financing options?

To avoid interest charges, pay your promotional balances in full before the expiration date. The easiest way to track this information is to review the “Promotional purchases” section of your online statement. You can also check the current balance in the “Deferred Interest Summary” section of your paper statement.

Here's how to review your promotional purchases online.

Can I receive promotional offers by using PayPal Credit?

We offer promotional credit incentives with some merchants who offer PayPal Credit. Not all purchases made using PayPal Credit will qualify for these promotional credits. Minimum purchase and other qualifying factors may apply. Check the merchant’s website for current promotional offers.

If your purchase qualifies for a promotional credit, the credit should post to your account within 1-2 billing cycles.

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