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Demarco and Janine Jackson have been married for 20 years and have four children

ID: 2332355 • Letter: D

Question

Demarco and Janine Jackson have been married for 20 years and have four children who qualify as their dependents (Damarcus, Janine, Michael, and Candice). The couple received salary income of $181,000, qualified business income of $19,000 from an investment in a partnership, and they sold their home this year. They initially purchased the home three years ago for $245,000 and they sold it for $295,000. The gain on the sale qualified for the exclusion from the sale of a principal residence. The Jacksons incurred $18,300 of itemized deductions, and they had $4,450 withheld from their paychecks for federal taxes. They are also allowed to claim a child tax credit for each of their children. However, because Candice is 18 years of age, the Jacksons may claim a child tax credit for other qualifying dependents for Candice. (Use the tax rate schedules.) This is for the 2018 year.

a. What is the Jacksons’ taxable income, and what is their tax liability or (refund)? (Do not round intermediate calculation. Round "Income tax liability", "Total tax", "Taxes payable or Refund due" to 2 decimal places.)

b. Complete the first two pages of the Jacksons’ 1040 (use 2017 forms).

c. What would their taxable income be if their itemized deductions totaled $29,800 instead of $18,300?

d. What would their taxable income be if they had $0 itemized deductions and $9,600 of for AGI deductions?

2018 Tax Rate Schedules Schedule X-Single If tazable income is over: But not over: S 9.525 S 38,700 S 82,500 $157.500 $200,000 $500,000 The tax is: 9.525 38,700 82,500 $157,500 $200,000 $500,000 10% of taxable income $952.50 plus 12% of the excess over $9,525 $4453.50 plus 22% ofthe excess over $38,700 $14,089.50 plus 24% of the excess over $82.500 $32,099.50 plus 32% of the ercess over $157,500 $45,689.50 plus 35% of the excess over $200,000 $150,689.50 plus 37% of the excess over $500,000 Schedule Y-1-Married Filing Jointly or Qualifying Widow(er) If taxable income is over: But not over: The tax is: S 19,050 S 77,400 165,000 315,000 $400,000 $600,000 19.050 S 77,400 $165,000 $315,000 $400,000 $600,000 10% of taxable income $1,905 plus 12% of the excess over $19,050 sa-907 plus 22% ofthe excess o er S77.400 $28,179 plus 24% of the excess over $165,000 64,179 plus 32% of the excess over $315,000 $91,379 plus 35% of the excess over $400,000 $161,379 plus 37% of the excess over $600,000

Explanation / Answer

The answer to question no. a

calculation of Jackson's taxable income

181000

business income:

investment in partnership

capital gain:

sale of house

note: 1. As the home is used for principal residence, the gain is exempted from tax.

note:2. Jackson's filing status is married filing jointly.

Calculation of Tax liability:

up to 19050 10%        =   1905

next 58350 12%           =   7002

remaining 74850 22%    =   16467

total tax liability          =    25375

The answer to question no. b

form 1040

part 1: sources of income

income from salary               181000

income from business                     0

income from the sale of home          0

gross total income               181000

part 2: Adjusted Gross Income

gross total income                      181000

less: deductions

Itemised detection               18300

paychecks                                      4450

child tax credit                                6000

   total income                         152250

The answer to the question no. c

gross total income                            181000

less: deductions

itemized detections      29800

paychecks    4450

child tax credit                                       6000

   taxable income                                 140750

The answer to the question no. d

gross total income                                181000

less: deduction

itemized detection                                    0

other deduction                                      9600

taxable income                                     171400

particulars amount salary income

181000

business income:

investment in partnership

exempt

capital gain:

sale of house

exempt     Gross Total Income 181000 LESS: Deductions: Itemised detection 18300 paychecks 4450 child tax credit(2000*3) 6000 Adjusted Gross income 152250
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