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E7-18 (LO6) (Transfer of Receivables with Recourse) Beyoncé Corporation factors

ID: 2338129 • Letter: E

Question

E7-18 (LO6) (Transfer of Receivables with Recourse) Beyoncé Corporation factors $175,000 of accounts receivable with Kathleen Battle Financing, Inc. on a with recourse basis. Kathleen Battle Financing will collect the receivables. The receivables reconds are transferred to Kathleen Battle Financing on August 15, 2017. Kathleen Battle Financing assesses a finance charge of 2% of the amount of accounts receivable and also reserves an amount equal to 4% of accounts receivable to cover probable adjustments Instructions a) What conditions must be met for a transfer of receivables with recourse to be accounted for as a sale? ( b) Assume the conditions from part (a) are met Prepare the journal entry on August 15, 2017, for Beyoncé to record the sale of receivables, assuming the recourse obligation has a fair value of $2,000.

Explanation / Answer

Answer to part: (a)

Following conditions should be met:

Answer to part: (b)

On 15th August, 2017

             Cash A/c                                                                       Dr            $ 164,500

             Due from factor                                                          Dr            $     7,000

             Loss on sale of receivables                                       Dr             $    5,500

                           To Recourse Liability                                                                          $      2,000

                           To Accounts Receivable                                                                     $ 175,000

         ( Being entry made for sale of receivable to factors with recourse)

Working notes:

Computation of net proceeds:

Cash received =                $ 164,500      ($ 175,000 * (100-6)%)

Due from factor =           $ 7,000           ($ 175,000 * 4%)

Less: Recourse liability = $ 2,000

Net proceeds =                 $ 169,500

Computation of gain or loss:

Carrying Value                                        $ 175,000

Less: Net proceeds                                $ 169,500

Loss on sale of receivables                    $ 5,500