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Taxation on Individuals: Compensation and Business Income Kur da Pio has asked y

ID: 2340900 • Letter: T

Question

Taxation on Individuals: Compensation and Business Income Kur da Pio has asked you to prepare his income tax return for the year ended (current year). The following pertains to his compensation income and business income. a Business income from his mini-department store attended to by his wife 455,000 b Monthly salary as supervisor in a manufacturing company 45,000 c 13th month salary for the current year 45,000 d Interest income from bank deposits for four quarters (net of withheld tax) 2,566 e Living quarter & meals during overtime jobs ( for convenience of employer) 27,600 f Monetized unused vacation leave payment for 10 working days 15,000 g Medical cash allowance to dependents (P125 per month) 1,500 h Rice subsidy per month (good variety) 1,500 i Uniforms and clothing allowance for the year 4,000 j Actual medical assistance on healthcare needs and check-ups 10,000 k Laundry allowance per month 300 l Employee achievement award for safety achievement with monetary value 10,000 m Christmans gifts and company anniversary celebrations (P2,500 each) 5,000 n Other benefits not included as part of de minimis (from E to L) 12,000 o 14th month bonus 45,000 p Advance rental deposit received under property lease 25,000 r Royalty received for property which produces timber 30,000 s Third prize award from a commercial contest 10,000 t Damage recovered in a patent infringement suit 45,000 u Lotto winnings 12,000 v Cost of Sales (80% of Business income for the year) 80% 364,000 w Business expenses - allowed as deductions 45,500 x Taxes - allowed as deduction (not part of business expense) 18,200 y Bad Debts - allowed as deduction (not part of business expense) 4,550 z Charitable contributions to accredited associations for religious purposes 10,000 aa The taxpayer is married with five (dependent) children - refer to (latest) basic & personal exemption bb Premium paid on health and hospitalization insurance 2,400 cc Withheld tax on compensation (by his employer) during the year 81,000 Instructions: The answer sheet outlined below is your guide to answering these questions 1 Gross Business Income (prepare your schedule of computation below) 2 Gross Compensation Income (prepare your schedule of computation below) 3 Other Income received (prepare your schedule of computation below) TOTAL GROSS INCOME (as computed for your guide) 788,000 4 Less: Total allowed business deductions (excluding charitable contributions) - schedule 5 Less: Charitable contribution allowed based on 10% limit (as computed for your guide) 2,275 6 Less: Basic personal exemption (prepare schedule of computation below) 7 Less: Additional exemptions (prepare schedule of computation below) 8 Less: Premium paid on health and hospitalization insurance (if any) TOTAL ALLOWABLE DEDUCTIONS (as computed for your guide) 220,525 9 NET TAXABLE INCOME 10 TOTAL TAX DUE [(Refer to Sec 24 (A)] 11 TOTAL TAX STILL PAYABLE Instructions: Using BIR form 1701, transfer your DETAILED computations/anwers indicated above to the proper columns as indicated. NOTE: ALL YOUR ANSWERS MUST BE BASED ON LATEST "TRAIN" LAW… IF THE QUESTION IS NO LONGER APPLICABLE IN "TRAIN" LAW EXPLAIN THE DIFFERENCE and INDICATE "NO LONGER APPLICABLE" as the case maybe… Taxation on Individuals: Compensation and Business Income Kur da Pio has asked you to prepare his income tax return for the year ended (current year). The following pertains to his compensation income and business income. a Business income from his mini-department store attended to by his wife 455,000 b Monthly salary as supervisor in a manufacturing company 45,000 c 13th month salary for the current year 45,000 d Interest income from bank deposits for four quarters (net of withheld tax) 2,566 e Living quarter & meals during overtime jobs ( for convenience of employer) 27,600 f Monetized unused vacation leave payment for 10 working days 15,000 g Medical cash allowance to dependents (P125 per month) 1,500 h Rice subsidy per month (good variety) 1,500 i Uniforms and clothing allowance for the year 4,000 j Actual medical assistance on healthcare needs and check-ups 10,000 k Laundry allowance per month 300 l Employee achievement award for safety achievement with monetary value 10,000 m Christmans gifts and company anniversary celebrations (P2,500 each) 5,000 n Other benefits not included as part of de minimis (from E to L) 12,000 o 14th month bonus 45,000 p Advance rental deposit received under property lease 25,000 r Royalty received for property which produces timber 30,000 s Third prize award from a commercial contest 10,000 t Damage recovered in a patent infringement suit 45,000 u Lotto winnings 12,000 v Cost of Sales (80% of Business income for the year) 80% 364,000 w Business expenses - allowed as deductions 45,500 x Taxes - allowed as deduction (not part of business expense) 18,200 y Bad Debts - allowed as deduction (not part of business expense) 4,550 z Charitable contributions to accredited associations for religious purposes 10,000 aa The taxpayer is married with five (dependent) children - refer to (latest) basic & personal exemption bb Premium paid on health and hospitalization insurance 2,400 cc Withheld tax on compensation (by his employer) during the year 81,000 Instructions: The answer sheet outlined below is your guide to answering these questions 1 Gross Business Income (prepare your schedule of computation below) 2 Gross Compensation Income (prepare your schedule of computation below) 3 Other Income received (prepare your schedule of computation below) TOTAL GROSS INCOME (as computed for your guide) 788,000 4 Less: Total allowed business deductions (excluding charitable contributions) - schedule 5 Less: Charitable contribution allowed based on 10% limit (as computed for your guide) 2,275 6 Less: Basic personal exemption (prepare schedule of computation below) 7 Less: Additional exemptions (prepare schedule of computation below) 8 Less: Premium paid on health and hospitalization insurance (if any) TOTAL ALLOWABLE DEDUCTIONS (as computed for your guide) 220,525 9 NET TAXABLE INCOME 10 TOTAL TAX DUE [(Refer to Sec 24 (A)] 11 TOTAL TAX STILL PAYABLE Instructions: Using BIR form 1701, transfer your DETAILED computations/anwers indicated above to the proper columns as indicated. NOTE: ALL YOUR ANSWERS MUST BE BASED ON LATEST "TRAIN" LAW… IF THE QUESTION IS NO LONGER APPLICABLE IN "TRAIN" LAW EXPLAIN THE DIFFERENCE and INDICATE "NO LONGER APPLICABLE" as the case maybe…

Explanation / Answer

Calculation of Taxable Income and Tax

Head (a)

Business Income

   455,000.00

BUSINESS INCOME

   455,000.00

Head (b)

Salary Income

     45,000.00

Add:

Living qtr meals

     27,600.00

Add:

Vacation leave payment

     15,000.00

Add:

Medical cash allowance

       1,500.00

Add:

Uniform & clothing allowance

       4,000.00

Add:

Laundry allowance

       3,600.00

Add:

Employee achievement award

     10,000.00

SALARY INCOME

   106,700.00

Head (c)

Other Income

Interest received

       2,566.00

Gifts

       5,000.00

Other benefits

     12,000.00

Bonus

     45,000.00

Third award

     10,000.00

Damage in patent recovered

     45,000.00

Rice subsidy

     18,000.00

Bad-debts disallowed

       4,550.00

Lotto winning

     12,000.00

OTHER INCOME

   154,116.00

Head (d)

Rental Income

Deposit

     25,000.00

RENTAL INCOME

     25,000.00

Head (e)

Professional & royalty

Royalty income

     30,000.00

PROFESSIONAL INCOME

     30,000.00

GROSS INCOME

   788,000.00

less:

Deductions allowed

Cost of sales

- 364,000.00

expenses

-   45,500.00

Charitable cont.

-   10,000.00

Premium paid

       2,400.00

less:

Deductions allowed

   220,525.00

Taxable Income

   567,475.00

Tax Payable

Base rate

     30,000.00

25% of excess of 400000

     41,868.75

TOTAL TAX PAYABLE

     71,868.75

WITHHELD TAX

     81,000.00

TAX REFUND

       9,131.25

Calculation of Taxable Income and Tax

Head (a)

Business Income

   455,000.00

BUSINESS INCOME

   455,000.00

Head (b)

Salary Income

     45,000.00

Add:

Living qtr meals

     27,600.00

Add:

Vacation leave payment

     15,000.00

Add:

Medical cash allowance

       1,500.00

Add:

Uniform & clothing allowance

       4,000.00

Add:

Laundry allowance

       3,600.00

Add:

Employee achievement award

     10,000.00

SALARY INCOME

   106,700.00

Head (c)

Other Income

Interest received

       2,566.00

Gifts

       5,000.00

Other benefits

     12,000.00

Bonus

     45,000.00

Third award

     10,000.00

Damage in patent recovered

     45,000.00

Rice subsidy

     18,000.00

Bad-debts disallowed

       4,550.00

Lotto winning

     12,000.00

OTHER INCOME

   154,116.00

Head (d)

Rental Income

Deposit

     25,000.00

RENTAL INCOME

     25,000.00

Head (e)

Professional & royalty

Royalty income

     30,000.00

PROFESSIONAL INCOME

     30,000.00

GROSS INCOME

   788,000.00

less:

Deductions allowed

Cost of sales

- 364,000.00

expenses

-   45,500.00

Charitable cont.

-   10,000.00

Premium paid

       2,400.00

less:

Deductions allowed

   220,525.00

Taxable Income

   567,475.00

Tax Payable

Base rate

     30,000.00

25% of excess of 400000

     41,868.75

TOTAL TAX PAYABLE

     71,868.75

WITHHELD TAX

     81,000.00

TAX REFUND

       9,131.25

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