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Factoring Accounts Receivable: On May 1, Dexter, Inc. factored $800,000 of accou

ID: 2358919 • Letter: F

Question

Factoring Accounts Receivable: On May 1, Dexter, Inc. factored $800,000 of accounts receivable with Quick Finance on a without recourse basis. Under the arrangement, Dexter was to handle disputes concerning service, and Quick Finance was to make the collections, handle the sales discounts, and absorb the credit losses. Quick Finance assessed a finance charge of 6% of the total accounts receivable factored and retained an amount equal to 2% of the total receivables to cover sales discounts. Instructions (a) Prepare the journal entry required on Dexter's books on May 1. (b) Prepare the journal entry required on Quick Finance

Explanation / Answer

a)    Cash.................................................................................................      736,000

        Due from Factor (2% × $800,000)...................................................        16,000

        Loss on Sale of Receivables (6% × $800,000)................................        48,000

                        Accounts Receivable.......................................................                           800,000

(b)   Accounts Receivable.......................................................................      800,000

                  Due to Dexter........................................................................                             16,000

                  Financing Revenue................................................................                             48,000

                  Cash ......................................................................................                           736,000

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(c)   Cash.................................................................................................      736,000

        Due from Factor .............................................................................        16,000

        Loss on Sale of Receivables............................................................        62,000

                  Accounts Receivable.............................................................                           800,000

                  Recourse Liability..................................................................                             14,000