1. One of your high school buddies just graduated from college and accepted a gr
ID: 237519 • Letter: 1
Question
1. One of your high school buddies just graduated from college and accepted a great job in a small consulting firm. However, the firm does not offer health insurance. Over dinner one night, he asks you whether he should buy some health insurance, and if so, what kind? What do you say? Why? What other thoughts come to mind regarding this situation?
2. If insurers of dental services understand that high utilizers are disproportionately likely to join their plan, what actions would you expect them to take to deal with this condition when they design their insurance plan? Besides what you expect them to do, what may you recommend they do?
Explanation / Answer
1 Ans) I explain him the importance of health insurance. He will be beneficial to himself and dependants incase of any health issues. I suggest him to take a familylife insurance/medical insurance. The amount you spend to insurance is minimal. You have an options to pay month-wise or year -wise. Except very few medical conditions, this insurance covers all the major issues including hospitalization charges, OP consultation, Nursing services, laboratory investigations, etc..,
2 Ans) I recommend the insurers to include all kind of ages where it is a common existing problem in our countries. Whereas, the treatment for tooth decay also need to be insuranced.
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