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Using the following information, answer the following questions. Cumberland’s ca

ID: 2383170 • Letter: U

Question

Using the following information, answer the following questions. Cumberland’s cash flow statement for 2014.

Cumberland Industries December 31 Balance Sheets

(in thousands of dollars)

2014

2013

Assets

Cash and cash equivalents

$91,450

$74,625

Short-term investments

$11,400

$15,100

Accounts Receivable

$103,365

$85,527

Inventories

$38,444

$34,982

Total current assets

$244,659

$210,234

Net fixed assets

$67,165

$42,436

Total assets

$311,824

$252,670

Liabilities and equity

Accounts payable

$30,761

$23,109

Accruals

$30,477

$22,656

Notes payable

$16,717

$14,217

Total current liabilities

$77,955

$59,982

Long-term debt

$76,264

$63,914

Total liabilities

$154,219

$123,896

Common stock

$100,000

$90,000

Retained Earnings

$57,605

$38,774

Total common equity

$157,605

$128,774

Total liabilities and equity

$311,824

$252,670

Income Statements

2014

2013

Sales

$455,150

$364,120

Expenses excluding depreciation and amortization

$386,878

$321,109

EBITDA

$68,273

$43,011

Depreciation (Cumberland has no amortization charges)

$7,388

$6,752

EBIT

$60,884

$36,259

Interest Expense

$8,575

$7,829

EBT

$52,309

$28,430

Taxes (40%)

$20,924

$11,372

Net Income

$31,386

$17,058

Common dividends

$12,554

$6,823

Addition to retained earnings

$18,831

$10,235

Question 1. (5 points)

Calculate Cumberland’s net operating working capital (NOWC), total net operating capital (TNOC), net operating profit after taxes (NOPAT), and free cash flow (FCF) for Year 2014.

Question 2. (2 points)

Cumberland’s cost of capital is 16%. Calculate the company’s 2014 ROIC. Does Cumberland’s growth add value?

ROIC=

Question 3. (8 points)

Hope Industries just paid a dividend of $2.00 per share (i.e., D0 = $2.00). Analysts expect the company's dividend to grow 15 percent this year (i.e., D1 = $2.40), and 10 percent next year. After two years the dividend is expected to grow at a constant rate of 6 percent. The risk free rate is 4% and market risk premium is 5% and the firm is as risky as market. What should be the current price of the company's stock?         

Cumberland Industries December 31 Balance Sheets

(in thousands of dollars)

2014

2013

Assets

Cash and cash equivalents

$91,450

$74,625

Short-term investments

$11,400

$15,100

Accounts Receivable

$103,365

$85,527

Inventories

$38,444

$34,982

Total current assets

$244,659

$210,234

Net fixed assets

$67,165

$42,436

Total assets

$311,824

$252,670

Liabilities and equity

Accounts payable

$30,761

$23,109

Accruals

$30,477

$22,656

Notes payable

$16,717

$14,217

Total current liabilities

$77,955

$59,982

Long-term debt

$76,264

$63,914

Total liabilities

$154,219

$123,896

Common stock

$100,000

$90,000

Retained Earnings

$57,605

$38,774

Total common equity

$157,605

$128,774

Total liabilities and equity

$311,824

$252,670

Explanation / Answer

(1)

Step1: Computation of net operating working capital (NOWC).We have,

Net operating working capital (NOWC) = Current operating asset - Current operating liabilities

Net operating working capital (NOWC) = ( Cash and cash equivalents + Accounts Receivable + Inventories) - ( Accounts payable + Accruals)

Net operating working capital (NOWC) = ( 91,450 + 103,365 + 38,444) - ( 30,761 + 30,477)

Net operating working capital (NOWC) = 233,259 - 61,238 = $ 172,021

Hence, the net operating working capital (NOWC) is $ 172,021.

Step2: Computation of total net operating capital (TNOC).We have,

Total Net operating capital(TNOC) = Net Operating Working Capital + Non-current Operating Assets

Total Net operating capital(TNOC) = 172,021 + 67,165 = $ 239,186

Hence, Total Net operating capital(TNOC) is $ 239,186.

Step3: Calculation of net operating profit after taxes (NOPAT).We have,

Net operating profit after taxes (NOPAT)= EBIT (1-tax rate) = 60,884 ( 1-0.40) = 60,884 x 0.60 = $ 36,530

Hence, Net operating profit after taxes (NOPAT) is $ 36,530.

Step4: Computation of free cash flow (FCF).We have,

  Free cash flow(FCF) = NOPAT - Cash flow for capital expenditures

Free Cash Flow(FCF) = 36,530 - 32,117 = $ 4,413

Hence,the free cash flow is $ 4,413.

Note: Cash flow for capital expenditures = Closing Fixed Asset + Depreciation - Opening Fixed Asset

Hence, Cash flow for capital expenditures = 67,165 + 7,388 - 42,436 = $ 32,117

(2) Computation of return of invested capital(ROIC).We have,

   ROIC = NOPAT / Total net operating capital = 36,530 / 239,186* 100 = 15.27 %

Hence, the ROIC IS 15.27 %

The cost of capital = 16 %

Excess Returns = Return on Invested Capital - Cost of Capital = 15.27 - 16.00 = - 0.73 %

Hence, the firm does not growth add value.It is beacause, it has excess return is - 0.73 %

(3) Step1: Computation of cost of equity( Ke ).We have,

   Ke = Risk free rate + beta x risk premium = 4 + 1 x 5 = 9 %

Hence, the cost of equity is 9%.

Note: Firm is as risky as market.So,it has beta 1.

Step2: Computation of Current price of stock.We have,

Po = D1 / ( 1 +Ke ) +D1(1 + g2 ) / ( 1 +Ke )2 + D1(1 + g2 ) (1+g3)/ (Ke -g3) / ( 1 +Ke )2

Where,

Po = Current price of stock

g = growth rate for period 1,2 and 3.

Ke = Cost of Equity

Po = 2.40 / (1.09) + 2.40(1.10) / (1.09)2 + 2.40(1.10)(1.06) / (0.09 - 0.06) / (1.09)2

Po = 2.20 + 2.22 + 78.51 = $ 82.93

Hence, Current price of the company's stock is $ 82.93