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Exercise 14-13 Preparing a cash budget LO 14-5 The accountant for Rooney’s Dress

ID: 2405006 • Letter: E

Question

Exercise 14-13 Preparing a cash budget LO 14-5 The accountant for Rooney’s Dress Shop prepared the following cash budget. Rooney’s desires to maintain a cash cushion of $17,000 at the end of each month. Funds are assumed to be borrowed and repaid on the last day of each month. Interest is charged at the rate of 3 percent per month. Required Complete the cash budget by filling in the missing amounts. Determine the amount of net cash flows from operating activities Rooney’s will report on the third quarter pro forma statement of cash flows. Determine the amount of net cash flows from financing activities Rooney’s will report on the third quarter pro forma statement of cash flows.

Determine the amount of net cash flows from both operating and financing activities Rooney's will report on the third quarter pro forma statement of cash flows. (Round intermediate calculations and final answers to the nearest whole dollar amount.)

Cash Budget July August September Section 1: Cash receipts Beginning cash balance $49,000 $17,000 $17,000 Add cash receipts 193,000 213,000 253,600 Total cash available 242,000 230,000 270,600 Section 2: Cash payments For inventory purchases 172,026 146,730 180,652 For S&A expenses 61,000 67,060 67,932 For interest expense 0 Total budgeted disbursements 233,026 Section 3: Financing activities Surplus (shortage) 8,974 Borrowing (repayments) 8,026 Ending cash balance $17,000 $17,000 $17,000

Explanation / Answer

Answer:

Cash Budget

July

August

September

Section 1: Cash receipts

Beginning cash balance

$49,000

$17,000

$17,000

Add cash receipts

193,000

213,000

253,600

Total cash available

242,000

230,000

270,600

Section 2: Cash payments

For inventory purchases

172,026

146,730

180,652

For S&A expenses

61,000

67,060

67,932

For interest expense

0

240.78

271.70

Total budgeted disbursements

233,026

214,031

248,856

Section 3: Financing activities

Surplus (shortage)

8,974

15,969

21,744

Borrowing (repayments)

8,026

1,031

-4,744

Ending cash balance

$17,000

$17,000

$17,000

Working notes for the above answer is as under

1

Interest calculation for the month of august

=8026 x 3% per month

=8026 x 3%

=240.78%

Interest calculation for the month of September

=(8026 +1031)x 3% per month

=9057 x 3%

=271.70%

2

Repayment in the month of September

=21744-17000

=$4744

_______________________________________________________

b

Cash flow from operating activities is

=cash receipts from customers - the total cash payments for inventory, S&A expense, and interest

=(193000+213000+253000) - (233026+214031+248856)

=659600- 695,912

=-36,312

net cash outflow from operating activity is = (36,312)

_____________________________________________________

Answer:c

Cash flow from financing activities

=the amount borrowed - repayments

=8026-1031-4744

=4312

Cash flow from financing activities =4312

Cash Budget

July

August

September

Section 1: Cash receipts

Beginning cash balance

$49,000

$17,000

$17,000

Add cash receipts

193,000

213,000

253,600

Total cash available

242,000

230,000

270,600

Section 2: Cash payments

For inventory purchases

172,026

146,730

180,652

For S&A expenses

61,000

67,060

67,932

For interest expense

0

240.78

271.70

Total budgeted disbursements

233,026

214,031

248,856

Section 3: Financing activities

Surplus (shortage)

8,974

15,969

21,744

Borrowing (repayments)

8,026

1,031

-4,744

Ending cash balance

$17,000

$17,000

$17,000

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