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Company A, a French manufacturer, wishes to borrow U.S. dollars at a fixed rate

ID: 2427535 • Letter: C

Question

Company A, a French manufacturer, wishes to borrow U.S. dollars at a fixed rate of interest for one year. Company B, a U.S. multinational firm, wishses to borrow euro ay a fixed rate of interest for one year. They have been quoted the following rates per annum:

Company A: Euro 8.6% U.S. Dollar: 5%

Company B: Euro 9% U.S. Dollar: 4.2%

a. design a swap that: (i)- will net a bank, acting as intermediary, 15% of QSD (quality spread differential) per annum in euro and 15% of the QDS in the U.S. dollars; and (ii)- will generate a gain of 35% QSD per annum for A and 35% of QSD for company B.

b. suppose that the notional value of swap is $145 millio and 100 million euros at the initial spot exchange rate of ($1.45/euro). Calculate gains (losses) for the intermediary bank if the exchange rate will be ($1.90/euro) one year from now. Explicitly show Bank;s gains or losses in each currency after one year.

Explanation / Answer

Answer

Answer (a) (i) and (ii)

Company A will borrow loan in Euro at 8.6 % per annum and Company B will borrow loan in US dollar at 4.2% per annum.

Particulars

Company A

Company B

French Manufacturer

U.S. Multinational firm

QSD

wishes to borrow U.S. dollars at a fixed rate of interest

wishes to borrow euro at a fixed rate of interest

Difference

one year

one year

%

%

%

Euro

8.6

9

0.4

US dollar

5

4.2

0.8

QSD (quality spread differential) per annum

1.2

Design of swap

Particulars

% of QSD

QSD per annum (%)

Gain (%)

A

B

Intermediary bank

A*B

Euro

15%

1.2

0.18

U.S. Dollars

15%

1.2

0.18

company A

35%

1.2

0.42

Company B

35%

1.2

0.42

Answer (b)

Table showing Bank’s gains or losses in each currency after one year.

Particulars

Gain

Notional value of swap after one year (Euro in million)

Notional value of swap after one year (US Dollar in million)

Gain (In million)

Formula

A

B

C

Intermediary bank

Euro

0.18%

100

-

0.18 Euro

A*B

U.S. Dollars

0.18%

-

190

(100*1.90)

0.342 US Dollar

A*C

Particulars

Company A

Company B

French Manufacturer

U.S. Multinational firm

QSD

wishes to borrow U.S. dollars at a fixed rate of interest

wishes to borrow euro at a fixed rate of interest

Difference

one year

one year

%

%

%

Euro

8.6

9

0.4

US dollar

5

4.2

0.8

QSD (quality spread differential) per annum

1.2

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