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Use the Net Worth Method to identify potential income from unknown sources in th

ID: 2452332 • Letter: U

Question

Use the Net Worth Method to identify potential income from unknown sources in this situation for BOTH 2003 and 2004:

You receive an anonymous tip that your controller is embezzling assets from your company. You begin your investigation by interviewing several employees in the accounting department, who report no unusual behavior or sudden changes in the suspect’s standard of living. One interviewee does report that the controller has gone on a number of extravagant vacations.

You perform a net worth analysis, based on a search of public records, and find the following information:

                                                            2002                2003                2004

Assets

Personal residence                             100,000           100,000           100,000

Automobiles                                       20,000           40,000           90,000

Stocks and bonds                              30,000           30,000           30,000

Boat                                                                            30,000           30,000

Certificates of deposit                       25,000           31,000           60,000

Liabilities

Mortgage balance                              90,000           40,000

Auto loan                                           10,000               5,000          

Income

Salary                                                 37,000           45,000           51,000

Other                                                      4,000               4,000               4,000

Expenses

Mortgage payments                              6,000               6,000               6,000

Auto loan payments                              2,000               2,500               2,500

Other living expenses                        15,000           15,000           20,000

Explanation / Answer

OPENING NET WORTH FOR 2003 => 175000 - 100000 => $75000

CLOSING NET WORTH FOR 2003 => 231000 - 45000 => $186000

DIFFERNCE OF NET WORTH => 186000 -75000 => $111000

NOW, ADDING NONDEUCTIBLE EXPENDITURES AND SUBTRACTING NON TAXABLE RECEIPTS

111000 + 15000 - 0 => 126000

POTENTIAL INCOME OF 2003 => $ 126000

FOR 2004

ENDING NET WORTH OF 2004 => 310000

OPENING NET WORTH OF 2004 => 186000

DIFFERENCE => 310000 - 186000 => $124000

NOW, ADDING NONDEUCTIBLE EXPENDITURES AND SUBTRACTING NON TAXABLE RECEIPTS

124000 + 20000 - 0

=> 144000

POTENTIAL INCOME OF 2004 => $144000