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Jackson and Ashley Turner (both 45 years old) are married and want to contribute

ID: 2468198 • Letter: J

Question

Jackson and Ashley Turner (both 45 years old) are married and want to contribute to a Roth IRA for Ashley. In 2015, their AGI is $188,400. Jackson and Ashley each earned half of the income.

How much can Ashley contribute to her Roth IRA if they file a joint return?

B. Assume that Ashley earned all of the couple’s income and that she contributed the maximum amount she is allowed to contribute to a Roth IRA. What amount can be contributed to Jackson’s Roth IRA if they file a joint return?

Jackson and Ashley Turner (both 45 years old) are married and want to contribute to a Roth IRA for Ashley. In 2015, their AGI is $188,400. Jackson and Ashley each earned half of the income.

A.

How much can Ashley contribute to her Roth IRA if they file a joint return?

Explanation / Answer

a. Ashley can contribute $5500 to her Roth IRA which is the maximum limit

b. Ashley and Jakson both can contribute $5500. In case of joint return one partner can contribute to roth IRA as long as the joint return had income