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Keep-or-Drop for Service Firm, Complementary Effects, Traditional Analysis The p

ID: 2468922 • Letter: K

Question

Keep-or-Drop for Service Firm, Complementary Effects, Traditional Analysis

The president of the company is considering dropping the property insurance. However, some policyholders prefer having their property and automobile insurance with the same company, so if property insurance is dropped, sales of automobile insurance will drop by 12 percent. No significant non-unit-level activity costs are incurred.

Required:

1. If Devern Assurance Company drops property insurance, by how much will income increase or decrease?

by $

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Prepare the segmented income statement to determine the effect of dropping the segment of the business.

As a supporting computation, prepare a segmented income statement for the keep-or-drop decision.

Devern Assurance Company

Keep-or-Drop For Service Firm

Segmented Income Statement

Keep

Drop

$

$

$

$

$

$

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Prepare an income statement for the company if the property insurance were to be dropped. Compare that to the existing income statement for the entire company. Common fixed expenses are not traceable to the segments. They would remain even if one of the segments were eliminated.

2. Assume that dropping all advertising for the property insurance line and increasing the corporate advertising budget by $450,000 will increase sales of property insurance by 10 percent and automobile insurance by 8 percent. Prepare a segmented income statement that reflects the effect of increased advertising.

Devern Assurance Company

Keep-or-Drop For Service Firm

Segmented Income Statement

Property Insurance

Automobile Insurance

Total

$

$

$

$

$

$

$

$

$

$

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As a supporting computation, prepare a segmented income statement for the keep-or-drop decision.

Devern Assurance Company

Keep-or-Drop For Service Firm

Segmented Income Statement

Keep

Drop

$

$

$

$

$

$

Explanation / Answer

Segmented Income Statement

Keep

Drop

Sales

12,000,000

10,560,000

Varaible cost

-9,600,000

-9,600,000

Contribution margin

    2,400,000

    960,000

Less : Direct fixed expense

        500,000

    500,000

Segment margin

   1,900,000

  460,000

Less:common fixed expense

   -200,000

  -200,000

Operating income

1,700,000

260,000

Decrease in income = 1,440,000

2)

Property insurance

Automobile insurance

total

Sale

4,620,000

12,960,000

17,580,000

Less: Variable expense

3,830,000

9,600,000

13,430,000

Contribution margin

   790,000

3,360,000

4,150,000

Less :Direct fixed expense

400,000

    500,000

   900,000

Segmented margin

390,000

2,860,000

3,250,000

Less: Common fixed expense

750,000

Net income

2,500,000

Keep

Drop

Sales

12,000,000

10,560,000

Varaible cost

-9,600,000

-9,600,000

Contribution margin

    2,400,000

    960,000

Less : Direct fixed expense

        500,000

    500,000

Segment margin

   1,900,000

  460,000

Less:common fixed expense

   -200,000

  -200,000

Operating income

1,700,000

260,000