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You have just been hired as a management trainee by Cravat Sales Company, a nati

ID: 2471292 • Letter: Y

Question

You have just been hired as a management trainee by Cravat Sales Company, a nationwide distributor of a designer’s silk ties. The company has an exclusive franchise on the distribution of the ties, and sales have grown so rapidly over the last few years that it has become necessary to add new members to the management team. You have been given responsibility for all planning and budgeting. Your first assignment is to prepare a master budget for the next three months, starting April 1. You are anxious to make a favorable impression on the president and have assembled the information below.

The company desires a minimum ending cash balance each month of $10,000. The ties are sold to retailers for $8 each. Recent and forecasted sales in units are as follows:

January (actual) 25,000

February (actual) 33,000

March (actual) 28,000

April 41,000

May 48,000

June 68,000

July 44,000

August 40,000

September 35,000

The large buildup in sales before and during June is due to Father’s Day. Ending inventories are supposed to equal 90% of the next month’s sales in units. The ties cost the company $5 each.

Purchases are paid for as follows: 50% in the month of purchase and the remaining 50% in the following month. All sales are on credit, with no discount, and payable within 15 days. The company has found, however, that only 25% of a month’s sales are collected by month-end. An additional 50% is collected in the following month, and the remaining 25% is collected in the second month following sale. Bad debts have been negligible.

The company’s monthly selling and administrative expenses are given below:

Variable:

Sales commissions $ 1 per tie

Fixed:

Wages and salaries $ 27,500

Utilities $ 18,200 Insurance $ 1,200

Depreciation $ 1,500

Miscellaneous $ 3,000

All selling and administrative expenses are paid during the month, in cash, with the exception of depreciation and insurance expired. Land will be purchased during May for $22,000 cash. The company declares dividends of $12,000 each quarter, payable in the first month of the following quarter. The company’s balance sheet at March 31 is given below:

Assets

Cash $ 10,000

Accounts receivable ($66,000 February sales; $168,000 March sales) 234,000

Inventory (36,900 units) 184,500

Prepaid insurance 14,400

Fixed assets, net of depreciation 150,450

Total assets $ 593,350

Liabilities and Stockholders’ Equity

Accounts payable $ 99,250

Dividends payable 12,000

Capital stock 300,000

Retained earnings 182,100

Total liabilities and stockholders’ equity $ 593,350

The company has an agreement with a bank that allows it to borrow in increments of $1,000 at the beginning of each month, up to a total loan balance of $150,000. The interest rate on these loans is 1% per month, and for simplicity, we will assume that interest is not compounded. At the end of the quarter, the company would pay the bank all of the accumulated interest on the loan and as much of the loan as possible (in increments of $1,000), while still retaining at least $10,000 in cash.

Required:

1. Prepare a master budget for the three-month period ending June 30. Include the following detailed budgets:

a. A sales budget by month and in total.

b. A schedule of expected cash collections from sales, by month and in total.

c. A merchandise purchases budget in units and in dollars. Show the budget by month and in total.

d. A schedule of expected cash disbursements for merchandise purchases, by month and in total.

2. A cash budget. Show the budget by month and in total. (Cash deficiency, repayments and interest should be indicated by a minus sign.)

3. A budgeted income statement for the three-month period ending June 30. Use the contribution approach.

4. A budgeted balance sheet as of June 30.

Explanation / Answer

Solution:

1)

a) A sales budget by month and in total

Cravat Sales Company

Sales budget for the three-month period ending June 30

April

May

June

Total

Budgeted Sales in Units

41,000

48,000

68,000

157,000

Budgeted Selling Price Per Unit

$8

$8

$8

$8

Budgeted Sales in dollars

$328,000

$384,000

$544,000

$1,256,000

b) A schedule of expected cash collections from sales, by month and in total

Cravat Sales Company

Schedule of expected cash collections from sales for the three-month period ending June 30

April

May

June

Total

Budgeted Credit Sales in dollars

$328,000

$384,000

$544,000

$1,256,000

Collection Schedule

25% of sales are collected by month-end

$82,000

$96,000

$136,000

50% is collected in the following month of sales

$112,000

$164,000

$192,000

25% is collected in the second month following sale

$66,000

$56,000

$82,000

Total Cash Collection from Credit Sales

$260,000

$316,000

$410,000

$986,000

Working Note-1

Cravat Sales Company

Working note for schedule of expected cash collections from sales for the three-month period ending June 30

February

March

April

May

June

Budgeted Credit Sales in dollars

$264,000

$224,000

$328,000

$384,000

$544,000

Collection Schedule

25% of sales are collected by month-end

$66,000

$56,000

$82,000

$96,000

$136,000

50% is collected in the following month of sales

$132,000

$112,000

$164,000

$192,000

25% is collected in the second month following sale

$66,000

$56,000

$82,000

Total Cash Collection from Credit Sales

$66,000

$188,000

$260,000

$316,000

$410,000

c) A merchandise purchases budget in units and in dollars. Show the budget by month and in total.

Cravat Sales Company

Merchandise purchases budget for the three-month period ending June 30

April

May

June

Total

Budgeted Sales in Units

41,000

48,000

68,000

157,000

Add: Ending Inventory (90% of next month sales unit)

43200

61200

39600

144,000

Less: Opening Inventory (Ending Inventory of Last Month)

-36900

-43200

-61200

-141,300

Purchase Requirement in Units

47,300

66,000

46,400

159,700

Per Ties Cost

$5

$5

$5

$5

Purchase Requirement in dollars

$236,500

$330,000

$232,000

$798,500

Working Note – 2

Cravat Sales Company

Working note for merchandise purchases budget for the three-month period ending June 30

March

April

May

June

July

Budgeted Sales in Units

28,000

41,000

48,000

68,000

44,000

Add: Ending Inventory (90% of next month sales unit)

36900

43200

61200

39600

Less: Opening Inventory (Ending Inventory of Last Month)

-36900

-43200

-61200

Purchase Requirement in Units

64,900

47,300

66,000

46,400

d. A schedule of expected cash disbursements for merchandise purchases, by month and in total

Cravat Sales Company

Schedule of expected cash disbursements for merchandise purchases for the three-month period ending June 30

April

May

June

Total

Purchase Requirement in dollars

$236,500

$330,000

$232,000

$798,500

Schedule for Cash Disbursement

50% in the month of purchase

$118,250

$165,000

$116,000

50% in the following month

$99,250

$118,250

$165,000

Total Cash Disbursements for Merchandise Purchase

$217,500

$283,250

$281,000

$781,750

Working Note 3

Cravat Sales Company

Working for schedule of expected cash disbursements for merchandise purchases for the three-month period ending June 30

March

April

May

June

July

Budgeted Purchase Requirement in dollars

$198,500

$236,500

$330,000

$232,000

$798,500

Schedule for Cash Disbursement

50% in the month of purchase

$99,250

$118,250

$165,000

$116,000

$399,250

50% in the following month

$99,250

$118,250

$165,000

$116,000

Total Cash Disbursements for Merchandise Purchase

$99,250

$217,500

$283,250

$281,000

$515,250

Please ask separate questoin for rest requirements

Cravat Sales Company

Sales budget for the three-month period ending June 30

April

May

June

Total

Budgeted Sales in Units

41,000

48,000

68,000

157,000

Budgeted Selling Price Per Unit

$8

$8

$8

$8

Budgeted Sales in dollars

$328,000

$384,000

$544,000

$1,256,000

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