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John and Sandy Ferguson got married eight years ago and have a seven-year old da

ID: 2475941 • Letter: J

Question

John and Sandy Ferguson got married eight years ago and have a seven-year old daughter Samantha. In 2014, John worked as a computer technician at a local university earning a salary of $50,000, and Sandy worked part-time as a receptionist for a law firm earning a salary of $29,000. John also does some Web design work on the side and reported revenues of $5,000 and associated expenses of $1,000. The Fergusons received $900 in qualified dividends and a $300 refund of their state income taxes. The Fergusons always itemize their deductions and their itemized deductions were well over the standard deduction amount last year. Use Tax Rate Schedule for reference.

Sandy was reimbursed $600 for employee business expenses she incurred. She was required to provide documentation for her expenses to her employer.

$3,000 interest on a $40,000 home-equity loan. They used the loan to pay for family vacation and new car.

Donation of used furniture to Goodwill. The furniture had a fair market value of $600 and cost $2,500.

HELP WITH INCORRECT ANSWER PLEASE

John and Sandy Ferguson got married eight years ago and have a seven-year old daughter Samantha. In 2014, John worked as a computer technician at a local university earning a salary of $50,000, and Sandy worked part-time as a receptionist for a law firm earning a salary of $29,000. John also does some Web design work on the side and reported revenues of $5,000 and associated expenses of $1,000. The Fergusons received $900 in qualified dividends and a $300 refund of their state income taxes. The Fergusons always itemize their deductions and their itemized deductions were well over the standard deduction amount last year. Use Tax Rate Schedule for reference.

Explanation / Answer

Answer:

Calculation of Federal income taxes:

Tax on income other than qualified dividends=Taxable income-Dividend

=32517-900=31617

Tax = $3820.05 from MFJ tax rate schedule $1845 +1975.05 [15% × (31617 – 18450)]

Tax on qualified dividends=0 ($900 × 0%; all $900 would have been taxed at 15% if it had been ordinary income)

Total Federal income tax=3820.05+0=3820.05

Gross income 85200 Deductions for AGI 11283 Adjusted Gross income 73917 Total itemized deductions 29400 Personal & Dependency exemptions 12000 Taxable income 32517 Federal income tax 3820.05 Self-employment tax 565 Alternative minimum tax 0 Total taxes 4385.05 Tax credits 1600 Tax withholdings 4600 Tax refund 1814.95
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