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I am asking this same question 4th time with Chegg. The experts gave me totally

ID: 2491585 • Letter: I

Question

I am asking this same question 4th time with Chegg. The experts gave me totally different numbers. Specifically I am asking you to answer in words how budget numbers are interelated based on the two questions below. Please give me a competent response. Thanks.

******** PLEASE READ WHAT I AM ASKING FOR. IT SEEMS LIKE NOBODY IS READING CAREFULLY HERE. YOU DON:T HAVE TO PREPARE A BUDGET. ANSWER THE 2 QUESTIONS BASED ON A CONCEPT. THANKS. *******

Study Problem #22-6A in your homework and answer the following questions in your own words. YOU ARE NOT BEING ASKED TO PREPARE A REVISED BUDGET; INSTEAD, ANSWER THE QUESTIONS BASED ON CONCEPT AND YOUR UNDERSTANDING OF HOW THE BUDGET NUMBERS ARE INTERRELATED. ASSUME EACH OF THE FOLLOWING QUESTIONS IS AN INDEPENDENT SITUATION:

a. What would be the impact on the cash budget if 30% (instead of 25%) of credit sales is collected in the month of the sale? (Note this is the only change).

b. What would be the impact on the cash budget, if 90% (instead of 80%) of the merchandise is paid in the month following the purchase?

Problem 22-6A (50 minutes)

ONEIDA COMPANY

Cash Budget

For September, October, and November

September

October

November

Beginning balance...............................

$    5,000

$ 99,250

$ 69,500

Cash receipts

Collection on accounts receivable*....

159,250

249,250

338,100

Receipts from bank loan.....................

100,000

_______

_______

Total cash available.............................

264,250

348,500

407,600

Cash disbursements

Payments on accounts payable**........

100,000

217,000

228,000

Payroll................................................

20,000

22,000

24,000

Rent....................................................

10,000

10,000

10,000

Other expenses...................................

35,000

30,000

20,000

Repayment on bank loan....................

100,000

Interest on bank loan***......................

________

________

      3,000

Total cash disbursements...................

165,000

279,000

385,000

Ending cash balance............................

$ 99,250

$ 69,500

$ 22,600

*** Interest at 12% on $100,000 for 3 months is $3,000.

Supporting schedules

Collections of credit sales*

August

September

October

November

Aug. sales ($215,000)—[25%: 45%: 20%: 9%].........

$ 53,750

$ 96,750

$ 43,000

$ 19,350

Sept. sales ($250,000)—[25%: 45%: 20%]...............

-

62,500

112,500

50,000

Oct. sales ($375,000)—[25%: 45%]..........................

-

-

93,750

168,750

Nov. sales ($400,000)—[25%]...................................

            -

             -

             -

100,000

Total............................................................................

$ 53,750

$159,250

$249,250

$338,100

Payments on credit purchases**

August

September

October

November

Aug. purchases ($125,000)—(0%: 80%: 20%)................................

$         0

$100,000

$ 25,000

$           -

Sept. purchases ($240,000)—(0%: 80%: 20%)...............................

-

0

192,000

48,000

Oct. purchases ($225,000)—(0%: 80%)...........................................

-

-

0

180,000

Nov. purchases ($200,000)—(0%)...................................................

            -

             -

             -

             0

Total....................................................................................................

$         0

$100,000

$217,000

$228,000

ONEIDA COMPANY

Cash Budget

For September, October, and November

September

October

November

Beginning balance...............................

$    5,000

$ 99,250

$ 69,500

Cash receipts

Collection on accounts receivable*....

159,250

249,250

338,100

Receipts from bank loan.....................

100,000

_______

_______

Total cash available.............................

264,250

348,500

407,600

Cash disbursements

Payments on accounts payable**........

100,000

217,000

228,000

Payroll................................................

20,000

22,000

24,000

Rent....................................................

10,000

10,000

10,000

Other expenses...................................

35,000

30,000

20,000

Repayment on bank loan....................

100,000

Interest on bank loan***......................

________

________

      3,000

Total cash disbursements...................

165,000

279,000

385,000

Ending cash balance............................

$ 99,250

$ 69,500

$ 22,600

Explanation / Answer

As per your requirement I am answering only in words and not considering any numerical answer.

a) Since we observe that sales trend is in upward direction and if we collect 30 % of sale in month of sale, we will have more cash in hand at end of the month. Consequently there will be fall in collection of next month to such proportion but it will be settled by additional 5% collection of that months sale . Reason for this is sales are increasing and following months will also collect 30 % of their sale value in same month which will be more then enough to cover the fall in amount that may arise on account of previous months early collection.

b) Purchases are also on upward trend and if in this situation % payment of accounts payable is increased , cash in hand will be reduced in following month. there will be more payments as purchase cost is increasing. In initial month there will be more cash flow as its obligation of amount payable is shifted to next month, but in following months this increase will lwad to lower cash in hand