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Georgette is single, age 66, with 2 dependent children under the age of 12, and

ID: 2532195 • Letter: G

Question

Georgette is single, age 66, with 2 dependent children under the age of 12, and 2 dependents over age 18 and in college.

Her income is as follows:

Wages from employment $85,000 with taxes withheld of $6,400

Interest from Regions bank $100

Interest from city of Jackson Municipal Bonds $800

Insurance Life Insurance proceeds from dead brother $100,000

Gambling Winnings $4,500

Capital loss on sale of IBM stock $6,000

?

?

He also incurred the following:

?

$27,000

15,500

7,500

4,500

8,600

6,500

?

Directions: Compute the following showing the details. Use the text editor to show computations where applicable to receive credit.

What is her most favorable filing status?

What is her AGI?

What is her Taxable Income?

What is her marginal tax rate?

What is the tax?

What is the amount of the refund or taxes due?

?

?

?

?

Medical expenses (before 10%-of-AGI floor)

$27,000

Interest on home mortgage

15,500

State income tax

7,500

State sales tax

4,500

Real estate tax

8,600

Charitable contribution

6,500

Gambling losses 8,000 Uninsured tornado damage to property 25,000

Explanation / Answer

What is her most favorable filing status?

Ans: Single

What is her AGI?

Ans: Caculation of AGI Taxabe Non-Taxable

1.Wages from employment $85,000

taxes withheld of $6,400

Interest from Regions bank $100   

Interest from city of Jackson Municipal Bonds $800

Insurance Life Insurance proceeds from dead brother $100,000

Gambling Winnings $4,500

Capital loss on sale of IBM stock - $6,000

Adjusted Gross Income 83,600   

What is her Taxable Income?

Ans.: I Adjusted Gross Income Deductible Non-deductible

$ 83,600

itemized Deductions:

Medical Expenses 20,730 6,270 (7.5% of AGI)

Taxes paid:

State Income Tax 7,500

State Sales Tax 4,500

Real Estate Tax 8,600 16,100

Interest paid on home mortgage 15,500

Charitable Conributions paid 6,500

Gambing Loss 8,000

Uninsured tornado damage to property 25,000

Total Itemised deuctions 91830

Personal Exemption @4,050 X 5 family members 20250

Taxable income is Less than deductions and exemptions So, Taxable Income 0

What is her marginal tax rate?

Ans: As the taxable income is nill, tax thereon is Nil, so marginal tax rate is also Nil

What is the tax?

Ans.: Nil

What is the amount of the refund or taxes due?

Ans: Tax due is Nil Tax Refund will be $6400 which has been withheld from wages from Employmnt.   

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