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hapter 10 O Not secure ezto.mheducation.com/hm.tpx apter 10 KQuestion 2 (of 12)

ID: 2547796 • Letter: H

Question

hapter 10 O Not secure ezto.mheducation.com/hm.tpx apter 10 KQuestion 2 (of 12) to buy. Then he conducted a carfax.com search on the car he found to see if the car had ever been in an accident. The Carfax was clean so he purchased the used car for $14.750. He put $2,000 down and financed the rest with a 48-month, 7.5% loan What is his monthly car payment by formula? (Round your answer to the nearest cent) Monthly payment References eBook & Resources Worksheet Difficuity: Intermediate Learning Objec and deferred p

Explanation / Answer

Cost of Car = $14,750
Down Payment = $2,000

Amount borrowed = Cost of Car - Down Payment
Amount borrowed = $14,750 - $2,000
Amount borrowed = $12,750

Period of Loan = 48 months
Annual Interest Rate = 7.5%
Monthly Interest Rate = 0.625% (7.50%/12)

Monthly Payment * PVIFA(0.625%, 48) = $12,750
Monthly Payment * (1 - (1/1.00625)^48) / 0.00625 = $12,750
Monthly Payment * 41.35837 = $12,750
Monthly Payment = $308.28

So, monthly payment is $308.28