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Shamrock Company finances some of its current operations by assigning accounts r

ID: 2557476 • Letter: S

Question

Shamrock Company finances some of its current operations by assigning accounts receivable to a finance company. On July 1, 2017, it assigned, under guarantee, specific accounts amounting to $180,000. The finance company advanced to Shamrock 80% of the accounts assigned (20% of the total to be withheld until the finance company has made its full recovery), less a finance charge of 0.40% of the total accounts assigned.

On July 31, Shamrock Company received a statement that the finance company had collected $96,000 of these accounts and had made an additional charge of 0.40% of the total accounts outstanding as of July 31. This charge is to be deducted at the time of the first remittance due Shamrock Company from the finance company. (Hint: Make entries at this time.) On August 31, 2017, Shamrock Company received a second statement from the finance company, together with a check for the amount due. The statement indicated that the finance company had collected an additional $60,000 and had made a further charge of 0.40% of the balance outstanding as of August 31.

Make all entries on the books of Shamrock Company that are involved in the transactions above.

Date   Account Titles and Explanation Debit Credit

July 1 Cash

Interest Expense

July 31 Notes Payable

A/R

Interest Expense

Interest Payable

August 31 Notes Payable

Cash

Interest Expense

Interest Payable

A/R   

Explanation / Answer

Date

Particulars

Debit

Credit

July 1

Cash A/c--------------------------------------dr

Finance Charge a/c-------------------------dr(4% 180000)

Due From Finance Com.,a/c-----------------dr

             To Accounts Receivable a/c

(being accounts assigned to finance company on 4% finance charge)

136800

7200

36000

180000

July 31

Finance charge a/c-----------dr(1.8lakh-0.96lak=84000)

                                               (4%of 84000)

              To Due from Fiance Companya/c

(being finance charge of 4%of oustanding receivables)

3360

3360

Aug31

Fianance Charge a/c------dr(0.84lak-0.60lak=0.24lakh)

                                         (4%of 24000)

           To Accounts Receivablea/c

(being finance charge of 4%of oustanding receivables)

960

960

Explanation:

Sham rock company has to pay finace charge to finance cmpany, that amount has deducted from amount receivable from finance company (it is in the question itself)

Date

Particulars

Debit

Credit

July 1

Cash A/c--------------------------------------dr

Finance Charge a/c-------------------------dr(4% 180000)

Due From Finance Com.,a/c-----------------dr

             To Accounts Receivable a/c

(being accounts assigned to finance company on 4% finance charge)

136800

7200

36000

180000

July 31

Finance charge a/c-----------dr(1.8lakh-0.96lak=84000)

                                               (4%of 84000)

              To Due from Fiance Companya/c

(being finance charge of 4%of oustanding receivables)

3360

3360

Aug31

Fianance Charge a/c------dr(0.84lak-0.60lak=0.24lakh)

                                         (4%of 24000)

           To Accounts Receivablea/c

(being finance charge of 4%of oustanding receivables)

960

960

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