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The following selected data were taken from the financial statements of Squiggle

ID: 2564967 • Letter: T

Question

The following selected data were taken from the financial statements of Squiggle Group Inc. for December 31, 2016, 2015 and 2014:

December 31 2016 2015 2014

Total assets $297,000, $268,000, $239,000

Notes payable (10% interest) 100,000 ,100,000 ,100,000

Common stock 40,000 , 40,000 , 40,000

Preferred 4% stock, $100 par 20,000 , 20,000 , 20,000 (no change during year)

Retained earnings 100,475 , 74,550 , 60,000

The 2016 net income was $26,725, and the 2015 net income was $15,350. No dividends on common stock were declared between 2014 and 2016.

a. Determine the rate earned on total assets, the rate earned on stockholders' equity, and the rate earned on common stockholders' equity for the years 2015 and 2016. When required, round to one decimal place.

a. 2016        b. 2015

INCLUDE DECIMALS

Rate earned on total assets a._____% b.______%

Rate earned on stockholders' equity a. _____%   b. ____%

Rate earned on common stockholders' equity   a. ____%      b. _____%

Explanation / Answer

*Assuming we need to work on total assets not net assets(= Total assets – liablities)

RETURN ON TOTAL ASSETS = NET INCOME / AVERAGE OF TOTAL ASSETS AT THE END OF YEAR

a. For 2016:

Net Income = 26725

Average of Assets = ( Assets Balance 2016 + Assets Balance 2015) / 2 = 282500

Return on total assets = 26725 / 282500 = 0.0946 ~ 9.5%

Similarly,

b. For 2015:

Net Income = 15350

Average of Assets = (268000+239000) / 2 = 253500

Return on total assets = 15350 / 253500 = 0.06055 ~ 6.1%

RATE EARNED ON STOCKHOLDER’S EQUITY = NET INCOME / STOCKHOLDER’S EQUITY

Stockholder’s equity = Average of Total Assets – Liablities (Total Assets – Notes Payable)

For 2016:

Stockholder’s equity = ( (297000+268000) /2 ) – 100000 = 182500

Return of Shareholder’s Equity = 26725 / 182500 = 0.1464 ~ 14.6%

Similarly,

For 2015:

Stockholder’s equity = ((268000+239000)/2) – 100000 = 153500

Return of Shareholder’s Equity = 15350 / 153500 = 0.1 ~ 10.0%

RATE EARNED ON COMMON STOCKHOLDER’S EQUITY = (NET INCOME – PREFERRED DIVIDEND) / (AVERAGE COMMON STOCKHOLDER’s EQUITY)

Average common stockholder’s equity = Average of Common Stock+ Average of Retained Earnings

Preferred dividend = return of preferred dividend * Total Value of preffered stock

For 2016:

Average Common Stock = (40000 + 40000) / 2 = 40000

Average Retained earnings = (100475+ 74550) / 2 = 87512.5

Preferred Dividend = 4% of 20000 = 800

Rate earned on common stockholder’s equity = ( 26725- 800) / (40000 +87512.5) = 0.2033~ 20.3%

Similarly,

For 2015:

Average Common Stock = (40000 + 40000) / 2 = 40000

Average Retained earnings = (74550+60000) / 2 = 67275

Preferred Dividend = 4% of 20000 = 800

Rate earned on common stockholder’s equity = ( 15350 - 800) / (40000 +67275) = 0.1356~ 13.6%

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