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Jordan Medical Clinic has budgeted the following cash flows: JanuaryFebruary Mar

ID: 2568219 • Letter: J

Question

Jordan Medical Clinic has budgeted the following cash flows: JanuaryFebruary March Cash receipts Cash payments $109,000 $115,000 135,000 For inventory purchases For S&A; expenses 94,500 76,500 89,500 35,500 36,500 31,500 Jordan Medical had a cash balance of $12,500 on January 1. The company desires to maintain a cash cushion of $8,000. Funds are assumed to be borrowed, in increments of $1,000, and repaid on the last day of each month, the interest rate is 1 percent per month. Repayments may be made in any amount available. Jordan pays its vendors on the last day of the month also. The company had a monthly $40,000 beginning balance in its line of credit liability account from this year's quarterly results. Required Prepare a cash budget. (Round intermediate and final answers to the nearest whole dollar amounts. Any repayments/shortage should be indicated with a minus sign.) March

Explanation / Answer

Cash Budget January February March Beginning balance                 12,500.00               8,100.00               8,000.00 Add: Cash receipts              1,09,000.00         1,15,000.00         1,35,000.00 Cash available              1,21,500.00         1,23,100.00         1,43,000.00 Less: Cash payments For inventory purchase                 94,500.00            76,500.00            89,500.00 For S&A expenses                 35,500.00            36,500.00            31,500.00 Interest expenses per month                       400.00                  570.00                  554.70 (40000*1%) ((40000+17000)*1%) ((40000+17000-1530)*1%) Total budgeted payments              1,30,400.00         1,13,570.00         1,21,554.70 Payments minus receipts                  -8,900.00               9,530.00            21,445.30 Surplus (shortage) Financing activity Borrowing (Repayment)                 17,000.00             -1,530.00           -13,445.30 (8900+8000+100) (9530-8000) (21445.3-8000) Ending cash balance                    8,100.00               8,000.00               8,000.00