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rites Tools Help Bank of America HealthAma Aly Auto Finance Vehicle.. ?Waterl Lo

ID: 2617893 • Letter: R

Question

rites Tools Help Bank of America HealthAma Aly Auto Finance Vehicle.. ?Waterl Log In Access Managers -Navier t Mortgag 13 6.64/10 Total poirts aswarded He Show my Olympic Sports has two issues of debt outstanding One is an 8% coupon bond with a face value of $36 million, a maturity of 15 years, and a yield to maturity of 9%. The coupons are paid annually The other bond issue has a maturity of 20 years, with coupons also paid annually, and a coupon rate of 9%. The face value of the issue is $41 million, and the issue sells for 95% of par value. The firm's tax rate is 40% what is the before-tax cost of debt for Olympic? (Do not round intermediate calculations. Enter your answer as to 2 decimal places.) cost of debt b. What is Olympic's after-tax cost of debt? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.)

Explanation / Answer

(1) For first issue, YTM is directly given in the question = 9%

(2) For second issue, YTM not given hence we have to calculate it

Coupon * ( 1 - (1+r)-n / r + Par value * ( 1+r)-n = selling price

Coupon = 1000 * 9% = 90, n = years to maturity = 20

We have to find out .......... "r" = YTM

90 * ( 1 - (1+r)-20 / r + 1000 * (1+r)-20 = 950

Let us subsitute ......... r = 9.4%

90 * ( 1 - (1.094)-20 / 0.094 + 1000 * (1.094)-20 = 964.50

Let us substitute ....... r = 9.70%

90 * ( 1 - (1.097)-20 / 0.097 + 1000 * (1.097)-20 = 939.16

Now use interpolation technique to find exact ..... " r " value

9.4 ......... 964.5

r ......... 950

9.7 ........ 939.16

( r - 9.4 ) / (9.7 - 9.4) = ( 950 - 964.5) / ( 939.16 - 964.5)

( r - 9.4 ) / (0.30) = - 14.50 / - 25.34

r - 9.4 = 0.17

r = 9.57 %

Cost of debt before tax

The proportion of bond issue was in the ratio of 36 million : 41 million

= 9 *( 36 / 77) + 9.57 * (41/77) = 9.30

After tax cost of debt

= 9.30 * ( 1 - tax rate ) = 9.30 ( 1 - 0.40 ) = 5.58

Alternative method

Market value method

Market value of first issue = 80* ( 1 - (1.09)-20 / 0.09 + 1000 * (1.09)-20 = 908.71

Total market value = 36000 * 908.71 = 32,713,560

Market value of second issue = 41000 * 950 = 38,950,000

Cost of debt before tax = 9 *( 32,713,560 / 71663560) + 9.57 * (38,950,000/71663560) = 9.31 %

After tax cost of debt = 9.31 * ( 1 - 0.40) = 5.58 %