Question 8 (1.5 points) Which of the following statements regarding access to in

Question

Question 8 (1.5 points) Which of the following statements regarding access to individual credit reports is most accurate? )Anyone with someone's Social Security number can request that person under the law All employers can request an applicant's credit report without the applicant's knowledge Insurance companies can view a customer's credit report when underwriting insurance policies. Individuals are not allowed access to their personal credit reports unless they have been denied credit, employment, or insurance as a result of a credit check.

Explanation / Answer

The correct choice is 3

Explanation:- An insurance company is entitled to get a consumer credit report on a prospect, if the company intends to use the information to make a firm offer of insurance- even if the potential customer has not applied for the policy because 15 USC 1681b(a)(c) permits furnishing of credit reports for insurance underwriting.

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