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Baller Financial is a banking services company that offers many different types

ID: 2629315 • Letter: B

Question

Baller Financial is a banking services company that offers many different types of checking accounts. The bank has recently adopted an activity-based costing system to assign costs to their various types of checking accounts. The following data relate to the money market checking accounts, one of the popular checking accounts, and the ABC cost pools: Annual number of accounts = 56,000 accounts Checking account cost pools:

Cost Pool Cost Cost Drivers Returned check costs $2,900,000 Number of returned checks Checking account reconciliation costs 58,000 Number of account reconciliation requests New account setup 630,000 Number of new accounts Copies of cancelled checks 398,000 Number of cancelled check copy requests Online banking web site maintenance 191,000 Per product group (type of account) Annual activity information related to cost drivers:

Cost Pool All Products Money Market Checking Returned check 192,000 returned checks 18,000 Check reconciliation costs 398,000 checking account 420 New accounts 51,000 new accounts 15,000 Cancelled check copy requests 95,000 cancelled check 60,000 Web site costs 8 types of accounts 1 Calculate the overhead cost per account for the Money Market Checking.

Explanation / Answer

Annual number of accounts = 52,000 accounts   Checking account cost pools:

Cost Pool

Cost

Cost Drivers

Returned check costs

$2,760,000

Number of returned checks

Checking account reconciliation costs

52,000

Number of account reconciliation requests

New account setup

644,000

Number of new accounts

Copies of cancelled checks

388,000

Number of cancelled check copy requests

Online banking web site maintenance

189,000

Per product group (type of account)

Annual activity information related to cost drivers:

Cost Pool

All Products

Money Market Checking

Returned check

200,000 returned checks

18,000

Check reconciliation costs

388,000 checking account

420

New accounts

60,000 new accounts

15,000

Cancelled check copy requests

100,000 cancelled check

60,000

Web site costs

2 types of accounts

1

Calculate the overhead cost per account for the Money Market Checking.

Cost Pool

Cost

Cost Drivers

Returned check costs

$2,760,000

Number of returned checks

Checking account reconciliation costs

52,000

Number of account reconciliation requests

New account setup

644,000

Number of new accounts

Copies of cancelled checks

388,000

Number of cancelled check copy requests

Online banking web site maintenance

189,000

Per product group (type of account)

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