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Walter White has $5,600 that he wants to use to open a savings account. There ar

ID: 2639794 • Letter: W

Question

Walter White has $5,600 that he wants to use to open a savings account. There are five banks located in his area. The rates paid by banks A through E, respectively, are given below. Which bank should White select if his goal is to maximize his interest income? Show Work.
a. 4.61 percent, compounded annually
b. 4.15 percent, compounded monthly
c. 4.57 percent, compounded semi-annually
d. 4.10 percent, compounded continuously
e. 4.25 percent, compounded quarterly

The correct answer is C but I do not know how to get it.

Explanation / Answer

We need to find the EAR(Effective Annual Rate) which is the highest among all of them as we need to maximize the interest earned on our savinds.

Effective Annual Rate = (1 + Periodic Rate)m