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Firm AB and Firm YZ are identical except for their debt-to-total-assets ratios (

ID: 2646507 • Letter: F

Question

Firm AB and Firm YZ are identical except for their debt-to-total-assets ratios (D/TAs) and interest rates on debt. Each has $200,000 in assets, $40,000 EBIT, and a 40 percent marginal tax rate. Firm AB has a D/TA ratio of 40 percent and pays 7.5 percent interest on its debt, whereas YZ has a 60 percent interet on its debt and pays 10 percent interest on debt. Each firm has 5,000 shares of common stock outstanding. Calculate each firm's EPS and ROE (ROE = Net income/Equity). Discuss your results.

Explanation / Answer

Firm AB

EBIT = 40000

Asset = 200000

D/TA ratio = 40%

Interest rate on its debt = 7.5%

common stock outstanding = 5000 share

Debt = 40%*200000 = 80000

Equity = 200000 - 80000 = 120000

interest on its debt = 7.5%*80000 = 6000

Net Income =( EBIT - interest on its debt )*(1-tax rate)

Net Income = (40000 - 6000)*(1-40%)

Net Income = $ 20400

EPS = 20400/5000

EPS = 4.08

ROE = 20400/120000

ROE = 17%

Firm YZ

EBIT = 40000

Asset = 200000

D/TA ratio = 60%

Interest rate on its debt = 10%

common stock outstanding = 5000 share

Debt = 60%*200000 = 120000

Equity = 200000 - 120000 = 80000

interest on its debt =10%*120000 = 12000

Net Income =( EBIT - interest on its debt )*(1-tax rate)

Net Income = (40000 - 12000)*(1-40%)

Net Income = $ 16800

EPS = 16800/5000

EPS = 3.36

ROE = 16800/80000

ROE = 21%

As firms AB has higher EPS than Firm YZ where as Firm YZ has higher ROE than Firm AB , its provides that Firm YZ has given higher Return to its equity where as it having lower price in compaision to Firm AB