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No More Books Corporation has an agreement with Floyd Bank whereby the bank hand

ID: 2647758 • Letter: N

Question

No More Books Corporation has an agreement with Floyd Bank whereby the bank handles $3.6 million in collections a day and requires a $280,000 compensating balance. No More Books is contemplating canceling the agreement and dividing its eastern region so that two other banks will handle its business. Banks A and B will each handle $1.8 million of collections a day, and each requires a compensating balance of $130,000. No More Books

No More Books Corporation has an agreement with Floyd Bank whereby the bank handles $3.6 million in collections a day and requires a $280,000 compensating balance. No More Books is contemplating canceling the agreement and dividing its eastern region so that two other banks will handle its business. Banks A and B will each handle $1.8 million of collections a day, and each requires a compensating balance of $130,000. No More Books

Explanation / Answer

Collection to be made daily = 3.6 million

Compensating balance 280000

By dividing the eastern region the collection will remain the same but the compensating balnce will be reduced to 260000

Hence the npv of the system is 280000-260000

=20000

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