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An investor has two bonds in his or herportfolio, Bond C and Bond Z. Each mature

ID: 2661404 • Letter: A

Question

An investor has two bonds in his or herportfolio, Bond C and Bond Z. Each matures in 4 years, has aface value of $1,000, and has a yield to maturity of 9.6percent. Bond C pays a 10 percent annual coupon, while Bond Zis a zero coupon bond. Assuming that the yield to maturity ofeach bond remains 9.6% over the next four years, calculate theprice of each of the bonds at the following years tomaturity:

Years to Maturity

Price of Bond C

Price of Bond Z

4

3

2

1

0

Years to Maturity

Price of Bond C

Price of Bond Z

4

3

2

1

0

Explanation / Answer

                                                                                   Bond “C”       Bond“Z”

Number of years tomaturity                                          4years           4 years

Yield toMaturity                                                           9.6%                9.6%

Annual Couponrate                                                        10%                0%

Face Value of thebond                                                $1,000           $1,000         

Bond “C”

Calculating Bond Value, if the bond matures in 4years:

Bond Value = C * {1-1/(1+r)t} / r  +   F / (1+r)t

Bond Value = $100* [1-1/(1.096)4 / 0.096 +$1,000 / (1.096)4

Bond Value = $100 * 3.1974+ $693.05

Bond Value = $319.74 + $693.05

Bond Value = $1,012.79

Calculating Bond Value, if the bond matures in 3years:

Bond Value = C * {1-1/(1+r)t} / r  +   F / (1+r)t

Bond Value = $100* [1-1/(1.096)3 / 0.096 +$1,000 / (1.096)3

Bond Value = $100 * 2.5043 + $759.59

Bond Value = $250.43 + $759.59

Bond Value = $943.48

Calculating Bond Value, if the bond matures in2years:

Bond Value = C * {1-1/(1+r)t} / r  +   F / (1+r)t

Bond Value = $100* [1-1/(1.096)2 / 0.096 +$1,000 / (1.096)2

Bond Value = $100 * 1.7449 + $832.489

Bond Value = $174.49 + $832.489

Calculating Bond Value, if the bond matures in1years:

Bond Value = C * {1-1/(1+r)t} / r  +   F / (1+r)t

Bond Value = $100* [1-1/(1.096)1 / 0.096 +$1,000 / (1.096)1

Bond Value = $100 * 0.9125 + $912.40

Bond Value = $91.25 + $912.40

Bond Value = $1,003.65

Bond “Z”

Calculating Bond Value, if the bond matures in 4years:

Bond Value = C * {1-1/(1+r)t} / r  +   F / (1+r)t

Bond Value = $0* [1-1/(1.096)4 / 0.096 +$1,000 / (1.096)4

Bond Value = $0 * 3.1974+ $693.05

Bond Value = $0 + $693.05

Bond Value = $693.05

Calculating Bond Value, if the bond matures in 3years:

Bond Value = C * {1-1/(1+r)t} / r  +   F / (1+r)t

Bond Value = $0* [1-1/(1.096)3 / 0.096 + $1,000/ (1.096)3

Bond Value = $0 * 2.5043 + $759.59

Bond Value = $0 + $759.59

Bond Value = $759.59

Calculating Bond Value, if the bond matures in2years:

Bond Value = C * {1-1/(1+r)t} / r  +   F / (1+r)t

Bond Value = $0* [1-1/(1.096)2 / 0.096 + $1,000/ (1.096)2

Bond Value = $0 * 1.7449 + $832.489

Bond Value = $0 + $832.489

Bond Value = $832.49

Calculating Bond Value, if the bond matures in1years:

Bond Value = C * {1-1/(1+r)t} / r  +   F / (1+r)t

Bond Value = $0* [1-1/(1.096)1 / 0.096 + $1,000/ (1.096)1

Bond Value = $0 * 0.9125 + $912.40

Bond Value = $0 + $912.40

Bond Value = $912.40

Years to Maturity

Price of Bond "C"

Price of Bond "Z"

4

$1,012.79

$693.05

3

$943.48

$759.59

2

$1,006.98

$832.49

1

$1,003.65

$912.40

Years to Maturity

Price of Bond "C"

Price of Bond "Z"

4

$1,012.79

$693.05

3

$943.48

$759.59

2

$1,006.98

$832.49

1

$1,003.65

$912.40

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