Academic Integrity: tutoring, explanations, and feedback — we don’t complete graded work or submit on a student’s behalf.

the intrest rate outlook for montrose inc a large financially sound company is r

ID: 2669398 • Letter: T

Question

the intrest rate outlook for montrose inc a large financially sound company is reflected in the following information.
1) the pure rate of interest rate is 4%
2) inflation is expected to increase in the future from its current low level of 2% prediticted annual inflation rates follow
year inflation rate
1 2%
2 3
3 4
4 5
5-20 6
3) the default risk premium will be .1% for one year debt but will increase by .1% for each additional year of the term to a maximum of 1%
4) the liquidity premium is zero for one year and two year debt ,.5% for three ,four, and five year terms and 1%for longer issues.
5)the maturity risk premium is zero for a one year term and increases by .2% for each additional year of term to a maximum of 2%.
a)use the interest rate model to estimate market rates on the firms debt securities of each of the following terms 1-5 years, 10years,and 20 years.
b)plot a yeild curve for the firms debtc
c) using different colors on athe same graph scetch yeild curves for federal goverment debt and shaky inc a firm currently in financial difficulty.
d) explain the pattern of deviation from montrose's yeild curve for each of the others

Explanation / Answer

Term

kpr

infl

dr

lr

mr

k

1

4

2.0

0.1

0

0.0

6.1%

2

4

2.5

0.2

0

0.2

6.9%

3

4

3.0

0.3

0.5

0.4

8.2%

4

4

3.5

0.4

0.5

0.6

9.0%

5

4

4.0

0.5

0.5

0.8

9.8%

10

4

5.0

1.0

1.0

1.8

12.8%

20

4

5.5

1.0

1.0

2.0

13.5%

Term

kpr

infl

dr

lr

mr

k

1

4

2.0

0.1

0

0.0

6.1%

2

4

2.5

0.2

0

0.2

6.9%

3

4

3.0

0.3

0.5

0.4

8.2%

4

4

3.5

0.4

0.5

0.6

9.0%

5

4

4.0

0.5

0.5

0.8

9.8%

10

4

5.0

1.0

1.0

1.8

12.8%

20

4

5.5

1.0

1.0

2.0

13.5%