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(TCO 3) The new home that you want to buy costs $249,500. You plan to make a cas

ID: 2678786 • Letter: #

Question

(TCO 3) The new home that you want to buy costs $249,500. You plan to make a cash down payment of 20 percent and finance the balance over 10 years at 6.75 percent. What will be the amount of your monthly mortgage payment? (Points : 4)
$2,291.89
$2,809.10
$3,287.46
$3,412.67
$4,145.68


(TCO 3) Amy borrowed $5,000 from her bank three years ago. The loan term is five years. Each year, Amy must repay the bank $1,000 plus the annual interest. Which type of loan does Amy have? (Points : 4)
amortized
blended discount
interest-only
pure discount
complex

Explanation / Answer

Remaining amount = 80% of 249500 = 199600 rate of interest per month = 6.75/12 = 0.5625 r = 0.005625 Monthly mortgage = A * (1+r)^120 * r /((1+r)^120 -1) = 2291.889 (b) interest only