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Hafers, an electrical supply company, sold $3,200 of equipment to Jim Coates Wir

ID: 2704391 • Letter: H

Question

Hafers, an electrical supply company, sold $3,200 of equipment to Jim Coates Wiring, Inc. Coates signed a promissory note May 12 with 3.75% interest. The due date was August 8. Short of funds, Hafers contacted Charter One Bank on July 9; the bank agreed to take over the note at a 5.05% discount. (Usetable value.)

What proceeds will Hafers receive? (Use 360 days a year. Do not round intermediate calculations and round your final answer to 2 decimal places. Omit the "$" sign in your response.)


Hafers, an electrical supply company, sold $3,200 of equipment to Jim Coates Wiring, Inc. Coates signed a promissory note May 12 with 3.75% interest. The due date was August 8. Short of funds, Hafers contacted Charter One Bank on July 9; the bank agreed to take over the note at a 5.05% discount. (Usetable value.)

Exact days-in-year calendar (excluding leap year)*

Explanation / Answer

first of all we need to calculate total no. of days


Total days from 12 may to 8 august = 58 days = 58/365 = 0.158 years


Hence interest on loans ll be = 3100*0.158 = 492.60*3.75/100 = $18.47





Discount = 3218.47*5.05/100 = $ 162.53



Total amount hafers receive = 3218.47-162.53 = $3055.94