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Estate Planning Please provide little explanation with the answers. ............

ID: 2718156 • Letter: E

Question

Estate Planning

Please provide little explanation with the answers. ...............................................................................................

1- As a result of successful business investments made during their 35 years of marriage, Peggy and Bob have acquired substantial wealth. To reduce their estates and minimize taxes, their financial planner suggests they start a gifting program to their children and grandchildren. Assuming no prior gifts, if they elect to gift split, what is the maximum amount Peggy and Bob could give directly to their grandchildren (ignoring the annual exclusion) without incurring a generation-skipping transfer tax?

(A) $5,430,000.

(B) $2,000,000.

          (C) $10,860,000.

          (D) $3,000,000.

...............................................................................................

2- Which of the following statements concerning the federal estate tax marital deduction is (are) correct?

I. It applies only to decedents of common-law states.

II. It applies only to property interests included in a decedent’s gross estate.

(A) I only.

(B) II only.

          (C) Both I and II.

          (D) Neither I nor II.

Explanation / Answer

Please provide little explanation with the answers. ...............................................................................................

1- As a result of successful business investments made during their 35 years of marriage, Peggy and Bob have acquired substantial wealth. To reduce their estates and minimize taxes, their financial planner suggests they start a gifting program to their children and grandchildren. Assuming no prior gifts, if they elect to gift split, what is the maximum amount Peggy and Bob could give directly to their grandchildren (ignoring the annual exclusion) without incurring a generation-skipping transfer tax?

(A) $5,430,000.

(B) $2,000,000.

          (C) $10,860,000.

          (D) $3,000,000.

Answer:

In 2015, there is a $5,430,000 federal estate tax exemption (increased from $5,340,000 in 2014) and a 40% top federal estate tax rate.

2- Which of the following statements concerning the federal estate tax marital deduction is (are) correct?

I. It applies only to decedents of common-law states.

II. It applies only to property interests included in a decedent’s gross estate.

(A) I only.

(B) II only.

          (C) Both I and II.

          (D) Neither I nor II.

Answer: (C) I only

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