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Suppose we have the following returns for large-company stocks and Treasury bill

ID: 2724944 • Letter: S

Question

Suppose we have the following returns for large-company stocks and Treasury bills over a six year period Calculate the arithmetic average returns for large-company stocks and T-bills over this period. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16) calculate the standard deviation of the returns for the large-company stocks and T-bills over this period. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16) Calculate the observed risk premium in each year for the large-company stocks versus the T-bills. What was the average risk premium over this period? (Negative amount should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places, e.g., 32.16) Calculate the observed risk premium in each year for the large-company stocks versus the t-bills. What was the standard deviation of the risk premium over this period? (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16)

Explanation / Answer

1

Calculation of Arithmatic Average for Large Co. Stocks:

Year

Return

1

3.66

2

14.44

3

19.03

4

-14.65

5

-32.14

6

37.27

Total

27.61

Arithmatic Average = Total / 6 =

      4.60

2

Calculation of Arithmatic Average for Treasury Bills:

Year

Return

1

4.66

2

2.33

3

4.12

4

5.88

5

4.9

6

6.33

Total

28.22

Arithmatic Average = Total / 6 =

      4.70

3

Calculation of Standard Deviation for Large Co. Stocks:

Year

Return

Avg. Return

Deviation

Deviation ^2

A

B

C = A-B

D = C*C

1

3.66

               4.60

          (0.94)

0.886736111

2

14.44

               4.60

            9.84

96.79280278

3

19.03

               4.60

          14.43

208.1768028

4

-14.65

               4.60

       (19.25)

370.6266694

5

-32.14

               4.60

       (36.74)

1349.950069

6

37.27

               4.60

          32.67

1067.220003

Sum of Deviation ^2 =

3093.653083

Standard Deviation = (Sum of Deviation ^2 / (N-1))^(1/2)

= (3093.653 / (6-1))^(1/2) =

              24.87

%

4

Calculation of Standard Deviation for Treasury Bills:

Year

Return

Avg. Return

Deviation

Deviation ^2

A

B

C = A-B

D = C*C

1

4.66

               4.70

          (0.04)

       0.001878

2

2.33

               4.70

          (2.37)

       5.632711

3

4.12

               4.70

          (0.58)

       0.340278

4

5.88

               4.70

            1.18

       1.384544

5

4.9

               4.70

            0.20

       0.038678

6

6.33

               4.70

            1.63

       2.646044

Sum of Deviation ^2 =

     10.044133

Standard Deviation = (Sum of Deviation ^2 / (N-1))^(1/2)

= (10.044133 / (6-1))^(1/2) =

                 1.42

%

1

Calculation of Arithmatic Average for Large Co. Stocks:

Year

Return

1

3.66

2

14.44

3

19.03

4

-14.65

5

-32.14

6

37.27

Total

27.61

Arithmatic Average = Total / 6 =

      4.60

2

Calculation of Arithmatic Average for Treasury Bills:

Year

Return

1

4.66

2

2.33

3

4.12

4

5.88

5

4.9

6

6.33

Total

28.22

Arithmatic Average = Total / 6 =

      4.70

3

Calculation of Standard Deviation for Large Co. Stocks:

Year

Return

Avg. Return

Deviation

Deviation ^2

A

B

C = A-B

D = C*C

1

3.66

               4.60

          (0.94)

0.886736111

2

14.44

               4.60

            9.84

96.79280278

3

19.03

               4.60

          14.43

208.1768028

4

-14.65

               4.60

       (19.25)

370.6266694

5

-32.14

               4.60

       (36.74)

1349.950069

6

37.27

               4.60

          32.67

1067.220003

Sum of Deviation ^2 =

3093.653083

Standard Deviation = (Sum of Deviation ^2 / (N-1))^(1/2)

= (3093.653 / (6-1))^(1/2) =

              24.87

%

4

Calculation of Standard Deviation for Treasury Bills:

Year

Return

Avg. Return

Deviation

Deviation ^2

A

B

C = A-B

D = C*C

1

4.66

               4.70

          (0.04)

       0.001878

2

2.33

               4.70

          (2.37)

       5.632711

3

4.12

               4.70

          (0.58)

       0.340278

4

5.88

               4.70

            1.18

       1.384544

5

4.9

               4.70

            0.20

       0.038678

6

6.33

               4.70

            1.63

       2.646044

Sum of Deviation ^2 =

     10.044133

Standard Deviation = (Sum of Deviation ^2 / (N-1))^(1/2)

= (10.044133 / (6-1))^(1/2) =

                 1.42

%

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