Mrs. Albright is covered under Medicare Part A. She was hospitalized on June 4.

Question

Mrs. Albright is covered under Medicare Part A. She was hospitalized on June 4. She was discharged on June 10. She was hospitalized again in late September for 5 days. Which of the following is true?

a.   Medicare Part A will cover all costs of the first hospitalization but will require a deductible for the second hospitalization

b.   Because both hospitalizations occurred in the same year, Mrs. Albright need only pay the deductible for the first hospitalization

c.   Medicare Part A will cover only one hospitalization per calendar year, so her second hospitalization is not covered

d.   Medicare Part A will cover both hospitalizations, but Mrs. Albright must pay a deductible for each one

e.   Medicare Part A will cover all costs of both hospitalizations because, taken together, Mrs. Albright did not exceed her 60 days of hospitalization per year

Explanation / Answer

Medicare PArt A covers most of the hospital insurance costs except costs like personal care items, private room, blood costs etc.

So Mrs Albright will get the cover for both hospitalizations subject to deductible for both the cases.

So Correct option is d.   Medicare Part A will cover both hospitalizations, but Mrs. Albright must pay a deductible for each one.

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