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Grunewald Industries sells on terms of 3/10, net 40. Gross sales last year were

ID: 2733027 • Letter: G

Question

Grunewald Industries sells on terms of 3/10, net 40. Gross sales last year were $4,398,000, and accounts receivable averaged $440,500. Half of Grunewald's customers paid on the 10th day and took discounts. What are the nominal and effective costs of trade credit to Grunewald's nondiscount customers? (Hint: Calculate sales/day based on a 365-day year; then get average receivables of discount customers; then find the DSO for the nondiscount customers.) Do not round intermediate calculations. Round your answers to two decimal places. Nominal cost % Effective cost %

Explanation / Answer

Sales per day = $12,050

Discount Sales = 50% of 12,050 = $6,025

Account Receivable attributed to discount customer = $6,025 x 10 = $60,250

Non Discount Customer Account receivable = $(440,500 - 60,250) = $380,250

Alternatively, DSO = $440,500 / $12,050 = 37 days

37 = 0.5 (10) + 0.50 ( DSOnondiscount)

DSOnondiscount = 32 / 0.50 = 64 days

Thus, Although the non discount customers are supposed to pay withine 40 days but they are actually paying on average, in 64 days.

Nominal cost Cost = 3/97 x 365/52 = 0.0309 (7.019) = 21.69%

Effective cost = (1 + 3/97)365/52 - 1 = 1.2381 - 1 = 0.2381 or 23.81%