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James Clark is a foreign exchange trader with Citibank. He notices the following

ID: 2765091 • Letter: J

Question

James Clark is a foreign exchange trader with Citibank. He notices the following quotes.

   Spot exchange rate                                                   SFr1.2051/$    

Six-month forward exchange rate                             SFr1.1922/$

Six-month $ interest rate                                             2.5% per year

Six-month SFr interest rate                                         2.0% per year

A)Is the interest rate parity holding? You may ignore transaction costs.

B)Is there an arbitrage opportunity? If yes, show what steps need to be taken to make arbitrage profit. Assuming that James Clark is authorized to work with $1,000,000, compute the arbitrage profit in dollars.

C)Repeat the spreadsheet analysis as above, but this time obtaining two NPV values (when parity conditions do not hold) in Euros rather than pesos.

Explanation / Answer

Interest rate parity: Forward rate = spot rate*(1+interest rate of other country)/(1+interest rate of home country interest rate)

Forward rate = .2051*(1+.02/2) / (1+.025/2)
Forward rate = .204594 Since given forward rate is different from calculated forward rate therefore interest rate parity is not holding.

As interest parity doesn't hold here, there is an opportunity for arbitrage

i. Borrow $1M in the U.S.

ii. Convert $1M to SFs at S0 = $(1/1.2051)/SF

                $1M * SF(1.2051)/$ = SF 1,205,100

iii. Invest SF 1,205,100 in Switzerland at iCHF = 2% APR

                SF 1,205,100 * (1 + interest rate) = SF 1,205,100 *{1 + (0.02/2)} = SF 1,217,151

iv. Convert SFs into $s to realize revenue at F6mo = $(1/1.1922)/SF

                SF 1,217,151 * $(1/1.1922)/SF = $1,020,928.54

v. Calculate the debt

$1M * (1 + interest rate) = $1M * {1 + (0.025/2)} = $1,012,500

vi. Realize profit

                $1,020,928.54 - $1,012,500 = $8,428.54

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