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Question 3. 3. (TCOs 2 and 3) Bey Co. issued 20-year, $1,000 bonds at a coupon r

ID: 2766789 • Letter: Q

Question

Question 3. 3. (TCOs 2 and 3) Bey Co. issued 20-year, $1,000 bonds at a coupon rate of 7 percent. The bonds make annual payments. If the YTM on these bonds is 5 percent, what is the current bond price? (Points : 20) Question 4. 4. (TCO 3) Sixteenth Bank has an issue of 6% preferred stock with a $100.00 par value that just sold for $89 per share. What is the bank’s cost of preferred stock? (Show your work and round your answer to two decimal places. (Points : 20) Question 5. 5. (TCOs 3 and 5) You own a portfolio that has $2,600 invested in Stock A and $3,400 invested in Stock B. If the expected returns on these stocks are 11 percent and 17 percent, respectively, what is the expected return on the portfolio? (Show your work.) (Points : 20) Question 6. 6. (TCO 3) A stock has a beta of 0.75, the expected return on the market is 12 percent, and the risk-free rate is 3 percent. What must the expected return on this stock be? (Show your work.) (Points : 20) Question 7. 7. (TCO 4) Suppose Pat, Ltd. just issued a dividend of $2.50 per share on its common stock. The company’s dividends have been growing at a rate of 5%. If the stock currently sells for $65, what is your best estimate of the company’s cost of equity? (Show your work.) (Points : 20) Question 8. 8. (TCO 4) Given the following information, calculate the weighted average cost for the Ban Corp. Percent of capital structure: Preferred stock 10% Common equity 70% Debt 20% Additional information: Corporate tax rate 34% Dividend, preferred $8.00 Dividend, expected common $4.00 Price, preferred $80.00 Growth rate 5% Bond yield 7% Price, common $80.00 (Points : 40) Question 9. 9. (TCO 7) What are some important factors to consider when conducting a credit evaluation and scoring? (Points : 20) Question 10. 10. (TCO 1) Explain the roles of managers and shareholders in modern corporations and discuss the possible ethical problems which may arise. (Points : 20) Question 11. 11. (TCO 6) What are the factors that make up the capital asset pricing model? Where would you typically find the data for these factors?

Explanation / Answer

     3.30 Bond Par value                1,000 Annual coupon @7%                      70 Years to maturity                        20 YTM =5% Bond Price Calculation Year Intrerest+Maturity PV factor @5% PV of Cash flows                        1                      70             0.952                    67                        2                      70             0.907                    63                        3                      70             0.864                    60                        4                      70             0.823                    58                        5                      70             0.784                    55                        6                      70             0.746                    52                        7                      70             0.711                    50                        8                      70             0.677                    47                        9                      70             0.645                    45                      10                      70             0.614                    43                      11                      70             0.585                    41                      12                      70             0.557                    39                      13                      70             0.530                    37                      14                      70             0.505                    35                      15                      70             0.481                    34                      16                      70             0.458                    32                      17                      70             0.436                    31                      18                      70             0.416                    29                      19                      70             0.396                    28                      20                1,070             0.377                  403        1,249.24 So current Bond Price =$1249.24      4.40 6% preferred share with 100par value annual dividend =                        6 Market Price of oreferred stock                      89 Cost of preferred stock=6/89= 6.74%      5.50 Portfolio Stock A Stock B Total Investment value                2,600                3,400             6,000 % weight in value 43.33% 56.67% Return of Stock 11% 17% Weighted return= 4.77% 9.63% 14.40% Expected return of portfolio=14.4%      6.60 Stock Beta=0.75 Expected Market Return=Rm12% Risk Free rate=Rf=3% Expected Stock Return=Rf+(Rm-Rf)*Beta =3% +(12%-3%)*0.75 9.75% So required return of stock =9.75%      7.70 Current Dividend =D0=                  2.50 Dividend growth rate =g=5% Current Stock Price=P0=65 P0=D(1+g)/(k-g) where k is the expected cost of equity 65=2.5*1.05/(k-0.05) 65k-3.250=2.625 k=9.04% So cost of equity =9.04%      8.80 Prefererd dividend                    8.00 Price Preferred                      80 Cost of Preferred share= 10% Expeceted Common Equity dividend =D1=                        4 Price common share=P0=                      80 Growth rate dividend =g=5% P0=D1/(k-g) 80=4/(k-0.05) 80k-4=4 k=10% Cost of equity =10% Cost of debt =7% Tax rate =34% Post Tax cost of debt=7%*(1-34%)= 4.62% Type of capital % Weight   Post Tax cost WStd cost Preferred stock 10% 10.00% 1.00% Common Equity 70% 10.00% 7.00% Debt 20% 4.62% 0.92% 8.92% So WACC is =8.92%

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