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The yield curve in 2009 was very low, with short-term rates close to zero and lo

ID: 2767916 • Letter: T

Question

The yield curve in 2009 was very low, with short-term rates close to zero and long-term rates below 5 percent. What factors contributed to such low interest rates?

Please refer to table below for the following question.

                                                                                      Jones Company

                                                                               Financial Information

December 2009

December 2010

Net Income

$2,000

$4,000

Accounts receivable        

750

950

Accumulated depreciation

1,000

1,500

Common stock        

4,500

5000

Paid-in capital      

7,500

8500

Retained earnings

1,500

3,500

Accounts payable   

750

750

December 2009

December 2010

Net Income

$2,000

$4,000

Accounts receivable        

750

950

Accumulated depreciation

1,000

1,500

Common stock        

4,500

5000

Paid-in capital      

7,500

8500

Retained earnings

1,500

3,500

Accounts payable   

750

750

Explanation / Answer

Factors contributed to such low interest rates are as follows:-

The Government adopted policies to reduce interest rates in order to stimulate economic activity. Recession also plays a great role in it as it caused a decrease in the demand for borrowed funds, and investors scared off by these large declines in the stock market which make them to move there money into safer side ie in U.S. Treasury securities which cause decrease in yields.