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Dée Trader opens a brokerage account and purchases 400 shares of Internet Dreams

ID: 2769213 • Letter: D

Question

Dée Trader opens a brokerage account and purchases 400 shares of Internet Dreams at $22 per share. She borrows $3,600 from her broker to help pay for the purchase. The interest rate on the loan is 8%. a. What is the margin in Dée’s account when she first purchases the stock? Margin $ b-1. If the share price falls to $12 per share by the end of the year, what is the remaining margin in her account? (Round your answer to 2 decimal places.) Remaining margin % b-2. If the maintenance margin requirement is 30%, will she receive a margin call? No Yes c. What is the rate of return on her investment? (Negative value should be indicated by a minus sign.Round your answer to 2 decimal places.)

Explanation / Answer

(a) Margin = (22*400)-3600 = $5,200

(b) Decrease in share price = 12

Decrease in value = 12*400 = $4,800

Remaining margin = $5,200 - $4,800 = $400

(c) Yes she will receive a margin call as the margin is lower than maintenance margin after fall in share price

(d) Value of investment after one year = $4,800

Total investment made = $5,200 (margin money)

Interest on loan = 3,600*8% = $288

Total investment = 5,200 + 288 = 5488

Return on investment = (4800-5488)/5488 = -12.54%