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Cedric Benson, a top five draft pick of the Chicago Bears and his agent are eval

ID: 2771244 • Letter: C

Question

Cedric Benson, a top five draft pick of the Chicago Bears and his agent are evaluating three contract options. In each case there is a signing bonus and a series of payments over the life of the contract. He uses a 10.25 percent rate of return to evaluate the contracts.

Given the cash flows for each option below, which one should he choose?

Year       Cash Flow Type                 Option A              Option B              Option C

0              Signing Bonus                    $3,100,000           $4,000,000           $4,250,000

1              Annual Salary                     $650,000              $825,000              $550,000

2              Annual Salary                     $715,000              $850,000              $625,000

3              Annual Salary                     $822,250              $925,000              $800,000

4              Annual Salary                     $975,000              $1,250,000           $900,000

5              Annual Salary                     $1,100,000                                           $1,000,000

6              Annual Salary                     $1,250,000                          

Hint: Determine the present value of each option and compare. Create a solution using time value of money equations and then use the NPV financial function to solve: NPV(rate,value1,value2, ...). Make sure that all cells are properly formatted.

                Option A                                                Option B                                Option C

Enter:     CF0 =                     Enter:     CF0 =                     Enter:     CF0 =     

Enter:     CF1 =                     Enter:     CF1 =                     Enter:     CF1 =     

Enter:     CF2 =                     Enter:     CF2 =                     Enter:     CF2 =     

Enter:     CF3 =                     Enter:     CF3 =                     Enter:     CF3 =     

Enter:     CF4 =                     Enter:     CF4 =                     Enter:     CF4 =     

Enter:     CF5 =                                                                     Enter:     CF5 =     

Enter:     CF6 =                                                                                                    

                                                                                                                               

Enter:     I =                           Enter:     I =                           Enter:     I =           

                                                                                                                               

Results (equation):         PV0 =                                                                                                   

Results (NPV function): PV0 =                                    Result: PV0 =                    Result: PV0 =   

Given the analysis above, the best alternative for Mr. Benson is????

Hint: Determine the present value of each option and compare. Create a solution using time value of money equations and then use the NPV financial function to solve: NPV(rate,value1,value2, ...). Make sure that all cells are properly formatted.

Explanation / Answer

Statement showing calculation of NPV Option A Option B Option C Particulars Time PVF@10.25% Amount PV(Amount *PVF) Amount PV(Amount *PVF) Amount PV(Amount *PVF) Cash inflows                                -                                          1.000                         3,100,000.00                         3,100,000.00                         4,000,000.00                         4,000,000.00                         4,250,000.00                         4,250,000.00 Cash inflows                         1.000                                      0.9070                             650,000.00                             589,569.16                             825,000.00                             748,299.32                             550,000.00                             498,866.21 Cash inflows                         2.000                                      0.8227                             715,000.00                             588,232.27                             850,000.00                             699,297.10                             625,000.00                             514,189.05 Cash inflows                         3.000                                      0.7462                             822,250.00                             613,575.61                             925,000.00                             690,249.24                             800,000.00                             596,972.32 Cash inflows                         4.000                                      0.6768                             975,000.00                             659,918.38                         1,250,000.00                             846,049.20                             900,000.00                             609,155.43 Cash inflows                         5.000                                      0.6139                         1,100,000.00                             675,304.58                                               -                           1,000,000.00                             613,913.25 Cash inflows                         6.000                                      0.5568                         1,250,000.00                             696,046.77                                               -                                                 -   PV of Cash inflows                         6,922,646.77                         6,983,894.87                         7,083,096.26 Best option is option C

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