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Your firm is contemplating the purchase of a new $575,000 computer-based order e

ID: 2777691 • Letter: Y

Question

Your firm is contemplating the purchase of a new $575,000 computer-based order entry system. The system will be depreciated straight-line to zero over its five-year life. It will be worth $59,000 at the end of that time. You will be able to reduce working capital by $74,000 (this is a one-time reduction). The tax rate is 34 percent and the required return on the project is 14 percent.

If the pretax cost savings are $211,000 per year, what is the NPV of this project?

If the pretax cost savings are $161,000 per year, what is the NPV of this project?

At what level of pretax cost savings would you be indifferent between accepting the project and not accepting it?

Explanation / Answer

Calculation of NPV of this project if the pretax cost savings are $211,000 per year:

Cash Flows (CF)

Year

PVF (14%)

PV = CF *PVF

Initial Cost of Purchase

$           (575,000)

0

     1.00000

$ (575,000.00)

Reduction of working capital

$               74,000

0

     1.00000

$      74,000.00

Tax saving on depreciation   = (575000/5)*34%

$               39,100

1 to 5

     3.43308

$    134,233.47

After tax value of Asset = 59000* (1-34%)

$               38,940

5

     0.51937

$      20,224.22

Post tax cost savings = 211000*(1-34%)

$             139,260

1 to 5

     3.43308

$    478,090.86

Net Present value (NPV)

$    131,548.54

Calculation of NPV of this project if the pretax cost savings are $161,000 per year:

Cash Flows (CF)

Year

PVF (14%)

PV = CF *PVF

Initial Cost of Purchase

$           (575,000)

0

     1.00000

$ (575,000.00)

Reduction of working capital

$               74,000

0

     1.00000

$      74,000.00

Tax saving on depreciation   = (575000/5)*34%

$               39,100

1 to 5

     3.43308

$    134,233.47

After tax value of Asset = 59000* (1-34%)

$               38,940

5

     0.51937

$      20,224.22

Post tax cost savings = 161000*(1-34%)

$             106,260

1 to 5

    3.43308

$    364,799.18

Net Present value (NPV)

$      18,256.87

Calculation of Indiffrent level of pretax cost savings:

Cash Flows (CF)

Year

PVF (14%)

PV = CF *PVF

Initial Cost of Purchase

$           (575,000)

0

     1.00000

$ (575,000.00)

Reduction of working capital

$               74,000

0

     1.00000

$      74,000.00

Tax saving on depreciation   = (575000/5)*34%

$               39,100

1 to 5

     3.43308

$    134,233.47

After tax value of Asset = 59000* (1-34%)

$               38,940

5

     0.51937

$      20,224.22

$ (346,542.32)

Post tax cost savings = X*(1-34%)

0.66 * X

1 to 5

   3.43308

2.2658 * X

Net Present value (NPV)

$                     -  

At Indiffrence level the NPV shall be 0

It means,

2.2658* X - 346542.32 = 0

Hence X = 346542.32 / 2.2658

$                                                                                     152,944.80

Indiffrent level of pretax cost savings = $152944.80

Calculation of NPV of this project if the pretax cost savings are $211,000 per year:

Cash Flows (CF)

Year

PVF (14%)

PV = CF *PVF

Initial Cost of Purchase

$           (575,000)

0

     1.00000

$ (575,000.00)

Reduction of working capital

$               74,000

0

     1.00000

$      74,000.00

Tax saving on depreciation   = (575000/5)*34%

$               39,100

1 to 5

     3.43308

$    134,233.47

After tax value of Asset = 59000* (1-34%)

$               38,940

5

     0.51937

$      20,224.22

Post tax cost savings = 211000*(1-34%)

$             139,260

1 to 5

     3.43308

$    478,090.86

Net Present value (NPV)

$    131,548.54

Calculation of NPV of this project if the pretax cost savings are $161,000 per year:

Cash Flows (CF)

Year

PVF (14%)

PV = CF *PVF

Initial Cost of Purchase

$           (575,000)

0

     1.00000

$ (575,000.00)

Reduction of working capital

$               74,000

0

     1.00000

$      74,000.00

Tax saving on depreciation   = (575000/5)*34%

$               39,100

1 to 5

     3.43308

$    134,233.47

After tax value of Asset = 59000* (1-34%)

$               38,940

5

     0.51937

$      20,224.22

Post tax cost savings = 161000*(1-34%)

$             106,260

1 to 5

    3.43308

$    364,799.18

Net Present value (NPV)

$      18,256.87

Calculation of Indiffrent level of pretax cost savings:

Cash Flows (CF)

Year

PVF (14%)

PV = CF *PVF

Initial Cost of Purchase

$           (575,000)

0

     1.00000

$ (575,000.00)

Reduction of working capital

$               74,000

0

     1.00000

$      74,000.00

Tax saving on depreciation   = (575000/5)*34%

$               39,100

1 to 5

     3.43308

$    134,233.47

After tax value of Asset = 59000* (1-34%)

$               38,940

5

     0.51937

$      20,224.22

$ (346,542.32)

Post tax cost savings = X*(1-34%)

0.66 * X

1 to 5

   3.43308

2.2658 * X

Net Present value (NPV)

$                     -  

At Indiffrence level the NPV shall be 0

It means,

2.2658* X - 346542.32 = 0

Hence X = 346542.32 / 2.2658

$                                                                                     152,944.80

Indiffrent level of pretax cost savings = $152944.80

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