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REALIZED RATES OF RETURN Stocks A and B have the following historical a. Calcula

ID: 2778882 • Letter: R

Question

REALIZED RATES OF RETURN Stocks A and B have the following historical a. Calculate the average rate of return for each stock during the period 2009 through 2013. b. Assume that someone held a portfolio consisting of 50?0 of Stock A and 50% of Stock B. What would the realized rate of return on the portfolio have been each year? would the average return on the portfolio have been during this period? c. Calculate the standard deviation of returns for each stock and for the portfolio. d. Calculate the coefficient of variation for each stock and for the portfolio. e. Assuming you arc a risk-averse investor, would you prefer to hold Stock A, Stock B, or the portfolio? Why?

Explanation / Answer

Year

Ra

Rb

2009

-18%

-14.50%

2010

33%

21.80%

2011

15%

30.50%

2012

-0.50%

-7.60%

2013

27%

26.30%

Total

56.50%

56.50%

Average return (Stock A) = 56.50%/ 5

                                                = 11.30%

Average return (Stock B) = 56.50%/ 5

                                                = 11.30%

Realized return

Year

Ra

Rb

Realized return

2009

-18%

-14.50%

(18%-14.50%)/2=

-16.25%

2010

33%

21.80%

(33%21.80%)/2=

27.40%

2011

15%

30.50%

(15%30.50%)/2=

22.75%

2012

-0.50%

-7.60%

(0.50%-7.60%)/2=

-4.05%

2013

27%

26.30%

(27%26.30%)/2=

26.65%

Total

56.50%

Average realized return = total realized return/ no. of return periods

                                                = 56.50%/5

                                                =11.30%

Stock A

Variance = sum of (Ra-ARa)^2 / (n-1)

Year

Ra

D=Ra-ARa

D^2

2009

-18%

-29.300%

0.085849

2010

33%

21.700%

0.047089

2011

15%

3.700%

0.001369

2012

-0.50%

-11.800%

0.013924

2013

27%

15.700%

0.024649

Total

0.17288

Variance = 0.17288/(5-1)

=

Standard deviation = variance ^0.5

                                  =

                                      =20.79%

Stock B

Year

Ra

D=Rb-ARb

D^2

2009

-14.50%

-25.800%

0.066564

2010

21.80%

10.500%

0.011025

2011

30.50%

19.200%

0.036864

2012

-7.60%

-18.900%

0.035721

2013

26.30%

15.000%

0.0225

Total

0.172674

Variance = 0.172674/(5-1)

=

Standard deviation = variance ^0.5

                =

                   =20.78%

Year

Ra

D=Rp-Arp

D^2

2009

-16.25%

-27.550%

0.07590025

2010

27.40%

16.100%

0.025921

2011

22.75%

11.450%

0.01311025

2012

-4.05%

-15.350%

0.02356225

2013

26.65%

15.350%

0.02356225

Total

0.162056

Variance = 0.162056/(5-1)

=

Standard deviation = variance ^0.5

                =

                   =20.13%

Covariance = standard deviation/ average return

Covariance (stock A) = 20.79%/11.30% =1.8398

Covariance (stock B) = 20.78%/11.30% =1.8389

Covariance (stock A) = 20.13%/11.30% =1.7814

Year

Ra

Rb

2009

-18%

-14.50%

2010

33%

21.80%

2011

15%

30.50%

2012

-0.50%

-7.60%

2013

27%

26.30%

Total

56.50%

56.50%