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Morning Star Air, headquartered in Kunming, China, needs US$28,000,000 for one y

ID: 2790562 • Letter: M

Question

Morning Star Air, headquartered in Kunming, China, needs

US$28,000,000

for one year to finance working capital. The airline has two alternatives for borrowing:

a. Borrow

US$28,000,000

in Eurodollars in London at

7.35%

per annum

b. Borrow

HK$217,137, 200

in Hong Kong at

7.15%

per annum, and exchange these Hong Kong dollars at the present exchange rate of

HK$7.7549/US$

for U.S. dollars.

At what ending exchange rate would Morning Star Air be indifferent between borrowing U.S. dollars and borrowing Hong Kong dollars?

Explanation / Answer

Loan amount            28,000,000 Interest 7.35% Amount payable after 1 year =28000000*107.35%            30,058,000 Loan in HK          217,137,200 Interest 7.15% Amount payable after 1 year =217137200*107.15%          232,662,510 Conversion rate after 1 year to keep the borrower indifferent will be so much that total outlay remains same. Desired conversion rate =232662510/30,058,000 Desired conversion rate 7.74045

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