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FIN-3030, Final Exam, F17, Zaidi you want to start a dry cleaning business. You

ID: 2799763 • Letter: F

Question

FIN-3030, Final Exam, F17, Zaidi you want to start a dry cleaning business. You project the following relevant necessary equipment to start this business Questions 18-20: Suppose assumptions for this business: It will cost you $150,000 in investment to purchase the The equipment will last 10 years and can be depreciated to zero on a straight-line basis You expect this business to last 10 years and believe you can generate $100,000 in revenue per year . Y * You expect your tax rate to be 40%; " At the end of the 10 years you believe the salvage value of your equipment will be $15,000 ou expect your costs will be $65,000 per year, not including depreciation, · You believe the appropriate discount rate for this project is 15%. Your simple, partial, pro-forma income statement for this project can be summarized as follows In $ per year Revenue Costs Depreciation EBIT Taxes Net Income 100,000 65,000 18) What is the annual operating cash flow (OCF) from the project? a) b) c) d) 10,000k oCF s 20,000 20,000

Explanation / Answer

Revenue

$         100,000

Less: Expenses

$            65,000

Less: Depreciation

$            15,000

EBIT

$            20,000

Less: Tax @ 40 %

$              8,000

Net Income

$            12,000

18)

Annual operating cash flow = Net Income + Depreciation = $ 12,000 + $ 15,000 = $ 27,000

Hence option “b) 20,000 <OFC 30,000” is correct answer.

19)

Year

Cash Flow

Formula for PV Factor

PV Factor @ 10%

PV

0

$                    (150,000)

1/(1+0.15)^0

1

$ (150,000.00)

1

$                         15,000

1/(1+0.15)^1

0.869565217

$      13,043.48

2

$                         15,000

1/(1+0.15)^2

0.756143667

$      11,342.16

3

$                         15,000

1/(1+0.15)^3

0.657516232

$        9,862.74

4

$                         15,000

1/(1+0.15)^4

0.571753246

$        8,576.30

5

$                         15,000

1/(1+0.15)^5

0.497176735

$        7,457.65

6

$                         15,000

1/(1+0.15)^6

0.432327596

$        6,484.91

7

$                         15,000

1/(1+0.15)^7

0.37593704

$        5,639.06

8

$                         15,000

1/(1+0.15)^8

0.326901774

$        4,903.53

9

$                         15,000

1/(1+0.15)^9

0.284262412

$        4,263.94

10

$                         24,000

1/(1+0.15)^10

0.247184706

$        5,932.43

NPV

$   (72,493.81)

If OFC is $ 15,000 NPV will be $   (72,493.81)

Hence option “d) NPV - 70,000” is correct answer.

20)

Let’s decrease the discount rate and observe the change of NPV.

Year

Cash Flow

Formula for PV Factor

PV Factor @ 9 %

PV

0

$                    (150,000)

1/(1+0.09)^0

1

$ (150,000.00)

1

$                         15,000

1/(1+0.09)^1

0.917431193

$      13,761.47

2

$                         15,000

1/(1+0.09)^2

0.841679993

$      12,625.20

3

$                         15,000

1/(1+0.09)^3

0.77218348

$      11,582.75

4

$                         15,000

1/(1+0.09)^4

0.708425211

$      10,626.38

5

$                         15,000

1/(1+0.09)^5

0.649931386

$        9,748.97

6

$                         15,000

1/(1+0.09)^6

0.596267327

$        8,944.01

7

$                         15,000

1/(1+0.09)^7

0.547034245

$        8,205.51

8

$                         15,000

1/(1+0.09)^8

0.50186628

$        7,527.99

9

$                         15,000

1/(1+0.09)^9

0.46042778

$        6,906.42

10

$                         24,000

1/(1+0.09)^10

0.422410807

$      10,137.86

NPV

$   (49,933.44)

NPV has increased than NPV for discount at 10%.

If we further decrease the discount rate, we can get a positive NPV

Year

Cash Flow

Formula for PV Factor

PV Factor @ 1 %

PV

0

$                    (150,000)

1/(1+0.01)^0

1

$ (150,000.00)

1

$                         15,000

1/(1+0.01)^1

0.99009901

$      14,851.49

2

$                         15,000

1/(1+0.01)^2

0.980296049

$      14,704.44

3

$                         15,000

1/(1+0.01)^3

0.970590148

$      14,558.85

4

$                         15,000

1/(1+0.01)^4

0.960980344

$      14,414.71

5

$                         15,000

1/(1+0.01)^5

0.951465688

$      14,271.99

6

$                         15,000

1/(1+0.01)^6

0.942045235

$      14,130.68

7

$                         15,000

1/(1+0.01)^7

0.932718055

$      13,990.77

8

$                         15,000

1/(1+0.01)^8

0.923483222

$      13,852.25

9

$                         15,000

1/(1+0.01)^9

0.914339824

$      13,715.10

10

$                         24,000

1/(1+0.01)^10

0.905286955

$      21,726.89

NPV

$            217.15

Hence option “a) NPV will increase in value” is correct answer.

Revenue

$         100,000

Less: Expenses

$            65,000

Less: Depreciation

$            15,000

EBIT

$            20,000

Less: Tax @ 40 %

$              8,000

Net Income

$            12,000