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Problem 3. P5-17, Page 207 Personal finance: Cash flow investment decision (24 p

ID: 2817157 • Letter: P

Question


Problem 3.   P5-17, Page 207   Personal finance: Cash flow investment decision (24 points) Table A-2

A   N = 5, I = 10%, FV = $30,000

B

N = 20, I = 10%, FV = $3,000

Solve for PV =

Solve for PV =



C   N = 10, I = 10%, FV = $10,000

D

N = 40, I = 10%, FV = $15,000

Solve for PV =

Solve for PV =


List which purchases you would recommend.

Purchase   Do Not Purchase




Problem 4.   P5-30, Page 211   Value of mixed stream (12 points) Table A-2 Project A

CF1 = $2,000, CF2 = $3,000, CF3 = $4,000, CF4 = $6,000, CF5 = $8,000

Set I = 12

Solve for NPV = $





Project B

CF1 = $10,000, CF2 = $5,000, F2 = 4, CF3 = $7,000

Set I = 12

Solve for NPV = $






Project C

CF1 = $10,000, F1 = 5, CF2 = $8,000, C2 = 5

Set I = 12

Solve for NPV = $

Problem 5. P6-8, Page 263   Risk-free rate and risk premiums (21 points)

Risk-free rate: RF = r* + IP

Security

r*

+

IP

=

RF

A

+

=

B

+

=

C

+

=

D

+

=

E

+

=


provide answer:


Nominal rate: r = r* + IP + RP

Security

r*

+

IP

+

RP

=

r

A

+

+

=

B

+

+

=

C

+

+

=

D

+

+

=

E

+

+

=


Problem 6. P7-20, Page 307   Management action and stock value (16 points)

a.   P0 = $3.15 ÷ (0.15 0.05) = $31.50

P0 =


P0 =


P0 =


P0 =


What is the best alternative?

A   N = 5, I = 10%, FV = $30,000

B

N = 20, I = 10%, FV = $3,000

Solve for PV =

Solve for PV =

Explanation / Answer

Answer to Problem 3.

Case A:
Future Value = Present Value * (1 + r)^ n
$30,000 = Present Value * (1 + 0.10)^ 5
$30,000 = Present Value * 1.10^ 5
$30,000 = Present Value * 1.6105
Present Value = $18,627.76

Case B:
Future Value = Present Value * (1 + r)^ n
$3,000 = Present Value * (1 + 0.10)^ 20
$3,000 = Present Value * 1.10^ 20
$3,000 = Present Value * 6.7275
Present Value = $445.93

Case C:
Future Value = Present Value * (1 + r)^ n
$10,000 = Present Value * (1 + 0.10)^ 10
$10,000 = Present Value * 1.10^ 10
$10,000 = Present Value * 2.5937
Present Value = $3,855.50

Case D:
Future Value = Present Value * (1 + r)^ n
$15,000 = Present Value * (1 + 0.10)^ 40
$15,000 = Present Value * 1.10^ 40
$15,000 = Present Value * 45.2593
Present Value = $331.42

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