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ow much would you have to invest today to receive the following? Use Appendix B

ID: 2821153 • Letter: O

Question

ow much would you have to invest today to receive the following? Use Appendix B or Appendix D for an approximate answer, but calculate your final answer using the formula and financial calculator methods.

  
a. $15,250 in 11 years at 7 percent. (Do not round intermediate calculations. Round your final answer to 2 decimal places.)
  


b. $19,600 in 18 years at 11 percent. (Do not round intermediate calculations. Round your final answer to 2 decimal places.)
  


c. $8,000 each year for 14 years at 8 percent. (Do not round intermediate calculations. Round your final answer to 2 decimal places.)
  


d. $55,000 each year for 20 years at 14 percent. (Do not round intermediate calculations. Round your final answer to 2 decimal places.)

Explanation / Answer

Using financial calculator BA II Plus - Input details:

a

b

c

d

I/Y = Rate or yield / frequency of coupon in a year =

                                  7.000000

                                11.000000

                                  8.000000

                                14.000000

PMT = Payment = Coupon / frequency =

$0.00

$0.00

$0.00

$0.00

N = Total number of periods = Number of years x frequency =

11

18

14

20

FV = Future Value =

-$15,250.00

-$19,600.00

-$8,000.00

-$55,000.00

CPT > PV = Present Value of the instrument =

$7,245.17

$2,995.31

$2,723.69

$4,001.89

Formula: PV = FV / (1+R)^N =

=15250/(1+7%)^11

=19600/(1+11%)^18

=8000/(1+8%)^14

=55000/(1+14%)^20

Answer:

a.

$7,245.17

b.

$2,995.31

c.

$2,723.69

d.

$4,001.89

Using financial calculator BA II Plus - Input details:

a

b

c

d

I/Y = Rate or yield / frequency of coupon in a year =

                                  7.000000

                                11.000000

                                  8.000000

                                14.000000

PMT = Payment = Coupon / frequency =

$0.00

$0.00

$0.00

$0.00

N = Total number of periods = Number of years x frequency =

11

18

14

20

FV = Future Value =

-$15,250.00

-$19,600.00

-$8,000.00

-$55,000.00

CPT > PV = Present Value of the instrument =

$7,245.17

$2,995.31

$2,723.69

$4,001.89

Formula: PV = FV / (1+R)^N =

=15250/(1+7%)^11

=19600/(1+11%)^18

=8000/(1+8%)^14

=55000/(1+14%)^20